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Home > Forum > Bangalore > Legal > Loan vs Mortgage

Loan vs Mortgage

Q: What is the difference between loan and mortgage?

home loan
mortgage
loans in bangalore
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Replies (3)
1
Loan: The borrower initially receives an amount of credit from the lender, which they pay back, usually but not always in regular installments, to the lender.

Mortgage: Mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately.
Rakesh


2
Legally, A loan is a type of debt. A loan is a contractual promise of a debtor to repay a sum of money in exchange for the promise of a creditor to give another sum of money. A mortgage is a method of using property (real estate or personal property) as security for the payment of a debt.
Abhilasha


3
loan u take based on your incoming funds i.e sal or business where as mortgage is taken based on real estate properties you own.
Loan Assist


4

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