Buying a property without Khata Bifurcation

Q: This is Senthil. I have seen a property near Meenakshi mall, Bannerghatta Road. It is an apartment. The apartment has 'A' Khata (BBMP Khata certificate) in builder's name which is yet to be bifurcated into individual flat owner Khatas. The selling party informed that builder will try to bifurcate the Khata after 4 months. Is it wise to buy this property? Can I register the property in my name without Khata transfer now and try to get the Khata in my name later when bifurcation is done? Please help.

Senthil Manoharan N, Apartment Resident

4th March 2013

Legal in Bangalore

khata transfer khata bifurcation

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Replies (3)

Hi Senthil.. I see it's been some time that you have posted this query.. I hope you have come to some conclusion.. so have you purchased that flat or not? If not decided yet, then I think it is better to get a legal expert hired to see which is better option..

Harsha Mahipal , Bangalore

1st April 2013

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When I contacted HDFC bank for loan, they are asking the seller to get a Form B and they would sanction loan. In my knowledge, Form 'B' is nothing but 'B' Khata. So technically, if I purchase this property, the site has an 'A' khata where as the individual flat has 'B' Khata and HDFC is ready to fund the loan. Is it wise to buy the property? Will there any implications later when I try to resell the property?

Senthil Manoharan N, Apartment Resident

6th March 2013

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I think you can transfer property but the question of khata will most likely come up for a loan. Banks may not be ready to give a loan without a khata.

Srikumar Nair,

5th March 2013

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