Importance of Khata

Q: What is the importance of Khata? What is the difference between Khata extract and Khata Certificate?

Aveek Paul,

30th May 2013

Legal in Bangalore

bbmp

khata

a khata

bkhata

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Replies (6)

Hi All, just to update you all that handwritten Khatas are now illegal. Home buyers who are planning to buy a property in Bangalore in recent times demand E-khatas in the place of handwritten khatas.

Veena K,

4th January 2017

Comment

Three years ago, the state government has discontinued the handwritten Khata and switched over to A Khata. But still, there are places where builders are providing handwritten khatas to speed up the sale of properties.

Rakesh, Bangalore

4th January 2017

No you should not buy B Khata Property because it is not safe while applying for loan against it. No Bank provide housing loans on B Khata Property.

Bhaskaran, Bangalore

31st May 2013

Comment

How does the status of Khata impact the property value or its return potential?

Jackie,

1st October 2013

As far as I know A Khata has got more value and is eligible for bank loans where as B Khata will not be eligible for obtaining any kind of bank loans as it will have lessor value. Recently the Karnataka Government has announced the Akrama and Sakrama Schemes in which all the B Khatas issued by BBMP will be regularized by collecting some penalty. Once these properties are regularized the value of those properties will increase automatically.

Rakesh, Bangalore

1st October 2013

Is it safe to buy B Khata property in Bangalore?

Aveek Paul,

31st May 2013

Comment

Khata does not confer ownership of property. Unlike title deed, the khata is only an assessment of a property for payment of tax.

Yogendra, Bangalore

30th May 2013

Comment

The khata mainly has two elements, the khata extract and the khata certificate. The khata certificate is needed for registration of property and also during transfer of the property from the owner's name to another. The khata extract is taken from the property register

Chetan Hansraj, Bangalore

30th May 2013

Comment

Khata is very much necessary while applying for any loan form bank and license. Khata includes all the critical details related to property which includes the name of the owners, location of the property, dimension of site etc.

Balaji, Bangalore

30th May 2013

Comment