Information about Home loans

Q: Hi, I am an NRI and planning to buy a property in India. Need information if there is any offers going on for NRI this festival season. Please let me know if there is any.

Sam Pawel,

23rd October 2013

Home Loan in Bangalore

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Replies (3)

They are also to give discounts on health check-ups offering 77 medical tests worth Rs 5,000 for Rs 1,500 for its NRI customers and their family members. ICICI has partnered with Thyrocare Technologies for the health check ups.

Dharmesh Shukla, Bangalore

23rd October 2013

Comment

Hey Sam, as far as I know this festival season ICICI bank is offering flat processing fees on home loan for their NRI customers.

Bala Subramanium, Bangalore

23rd October 2013

Comment

Thank Rituraj for your reply and Bala can you tell me how much the bank will charge as a processing fee if I am buying a property worth Rs 80 lakhs.

Sam Pawel,

23rd October 2013

The bank will charge a processing fee of Rs 5,000 on home loans up to Rs 75 lakh and Rs 10,000 on home loans above Rs 75 lakh, this offer is up to October 31, 2013.

Bala Subramanium, Bangalore

23rd October 2013

I do not know about NRI scheme but I heard that Canara bank has launched housing loan scheme for those engaged in agricultural activities such as poultry, planters, diary and horticulturists having minimum gross annual income of Rs 5 lakh.

Rituraj,

23rd October 2013

Comment

In this housing loan scheme, the bank offers flexibility in repayment and security. They have offered maximum of 30 years or up to the age of 65 years for repayment . The borrowers can pay the interest payment based on their harvest patterns and pay quarterly, half-yearly or annually

Rituraj,

23rd October 2013