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Q:About AhmedabadAhmedabad is the second largest cotton textile center in India after Mumbai and the largest in Gujarat. Ahmedabad is no longer just an affordable and mid-segment housing market.
Latest Answer: Yes, RBI repo rates are low thats why bank loan rates are cheaper especially it will help home buyers to build their assets and to avail property with low emi money. Bank will give the benefit of low interest rates to the clients.
Q:Hi, I am an NRI and planning to buy a property in India. Need information if there is any offers going on for NRI this festival season. Please let me know if there is any.
Latest Answer: They are also to give discounts on health check-ups offering 77 medical tests worth Rs 5,000 for Rs 1,500 for its NRI customers and their family members. ICICI has partnered with Thyrocare Technologies for the health check ups.
Q:The banks in India offer on diverse estimations, for eaxample SBI computes on day by day reasoning. So the client can spare more cash. How different banks ascertain and what are the concealed charges imposed by private banks?
Latest Answer: Hi... There are a number of government and private banks in India. JM Financial is the private bank in Mumbai working as an investment bank. They provide the best home loan in India.
Latest Answer: Syndicate Bank, Indian Overseas Bank and Union Bank are offering 15-year Rs. 20-lakhfloating rate home loans at 10.50 per cent while the rate for same would be at least 0.25 per cent more if taken from private banks like Axis or Kotak Mahindra Bank.
Q:My brother is staying in abroad and wanted to take a home loan so I came to know that the Reserve Bank of India has allowed the NRI’s to avail for the home loan. How can they avail for the loan and what are the processes for applying for the home loan?
Latest Answer: Good news for NRI’s now they can also avail for home loans to purchase property in India. The Reserve Bank of India has allowed for the loan to NRI’s as many of the banks has their branches in abroad that can help the buyers. The overseas banks coordinate with the entire loan process and some bank even help the buyers in finding the property. NRI can avail the home loan through a validity executed powers of attorney. Bank apply the usual criteria to sanction the loan like age, income etc. The home loan amount sanctioned usual does not exceed from 85 percent and the rest 15 percent needs to be paid by the borrowers from his own sources. NRI can repay through EMI’s this can be done through cheques or an ECS order.
Latest Answer: It seems that the Reserve Bank of India does not want that the home loan borrowers should rest in peace, as real estate is known as the back bone of the economy the fresh hike will impact the industry negatively. The increase rate will affect the customers who are already burdened with high rate of interest.