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Real Estate Forum on Home Loans

Real Estate Property Discussion Forum and Guide to Real Estate Queries

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Q: i have seen an apartmentst in K r Puram ..Plz suggest me ?
Latest Answer: To know more on Personal Loan Interest Rates, best lender for personal loan, personal loan eligibility, Apply Instant Personal Loan Online, low interest personal loans, personal loan for self employed, quick personal loans, personal loan on aadhar card, loans with low interest rates, emergency personal loan, Easy Loan Online, Personal Loans for Employees Check Buddy Loan India at www.buddyloan.com
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Q: About Ahmedabad

Ahmedabad is the second largest cotton textile center in India after Mumbai and the largest in Gujarat. Ahmedabad is no longer just an affordable and mid-segment housing market.
Latest Answer: You can also Apply quick personal loans online at low interest rates from buddy loan india
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Q: Loans have become cheaper as banks shifted from the base rate to a marginal cost of funds-based rate.
Latest Answer: Yes, RBI repo rates are low thats why bank loan rates are cheaper especially it will help home buyers to build their assets and to avail property with low emi money. Bank will give the benefit of low interest rates to the clients.
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Q: Banks may now give home loans for Rs 1 crore for 30 years.

Latest Answer: Really amazing thread for students I am going to share this with my friends.
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Q: Hi, I am an NRI and planning to buy a property in India. Need information if there is any offers going on for NRI this festival season. Please let me know if there is any.

Latest Answer: They are also to give discounts on health check-ups offering 77 medical tests worth Rs 5,000 for Rs 1,500 for its NRI customers and their family members. ICICI has partnered with Thyrocare Technologies for the health check ups.
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Q: The banks in India offer on diverse estimations, for eaxample SBI computes on day by day reasoning. So the client can spare more cash. How different banks ascertain and what are the concealed charges imposed by private banks?

Latest Answer: Hi... There are a number of government and private banks in India. JM Financial is the private bank in Mumbai working as an investment bank. They provide the best home loan in India.
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Q: I heard that Punjab National Bank has announced a reduction in its interest rate on housing loans by how many basic points?

Latest Answer: Syndicate Bank, Indian Overseas Bank and Union Bank are offering 15-year Rs. 20-lakhfloating rate home loans at 10.50 per cent while the rate for same would be at least 0.25 per cent more if taken from private banks like Axis or Kotak Mahindra Bank.
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Q: Hello Sir! It has been long time since I have got updates about home loan. What is the current growth of home loans in Mumbai?

Latest Answer: According to experts, it is found that home loans grew by 13.2 per cent this year, which is slower that last year.
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Q: My brother is staying in abroad and wanted to take a home loan so I came to know that the Reserve Bank of India has allowed the NRI’s to avail for the home loan. How can they avail for the loan and what are the processes for applying for the home loan?
Latest Answer: Good news for NRI’s now they can also avail for home loans to purchase property in India. The Reserve Bank of India has allowed for the loan to NRI’s as many of the banks has their branches in abroad that can help the buyers. The overseas banks coordinate with the entire loan process and some bank even help the buyers in finding the property. NRI can avail the home loan through a validity executed powers of attorney. Bank apply the usual criteria to sanction the loan like age, income etc. The home loan amount sanctioned usual does not exceed from 85 percent and the rest 15 percent needs to be paid by the borrowers from his own sources. NRI can repay through EMI’s this can be done through cheques or an ECS order.
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Q: Is it so that the home loans are getting costlier because of inflation and high rate of interest? Will it affect the real estate industry?
Latest Answer: It seems that the Reserve Bank of India does not want that the home loan borrowers should rest in peace, as real estate is known as the back bone of the economy the fresh hike will impact the industry negatively. The increase rate will affect the customers who are already burdened with high rate of interest.
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