B-Khata is not equivalent to A-Khata. So, B-Khata has its demerits such as resale value will be always on lower side in case of a B-Khata property and some banks won't accept B-Khata properties for loan purposes. 1) before purchase of any property contact a local lawyer, 2) obtain title clearance certificate that title is clear and marketable and free from encumbrances, 3) check whether building plans have been sanctioned by muncipal corporation, 4) ask for inspection of building commencement certificate.
The Karnataka High Court made it compulsory that the Bruhat Bangalore Mahanagara Palike (BBMP) cannot award 'B Khata' certificates to buildings and properties. In other words, if a property does not have an A Khata, it is illegal as per the Karnataka High Court. So better convert your property to A Khata property.
Bangalore BBMP commissioner Siddaiah said B-Khata could not be a basis for property registration. B-khata is just a register maintained by the BBMP to collect taxes from the revenue property holders. B-Khata is not considered as a valid Khata extract. The statement has put thousands of property owners in confusion as many of them are being encouraged by the Palike officials themselves to get the B-khata and get on with property registration and other transactions.The B-khatha does not exist on paper. There is nothing called a ‘B’ Khatha in the KMC Act, 1976.