Right. I suggest you all never ever to invest these kind of properties like Ushashi, Dharitri and Samhita. Have you ever been heard that nationalised banks are going to process your home loan? If not then ask why? You may invest at your own risk by keeping Sarada Scam in your mind. Will they handover your apartment timely under EWS housing scheme. If not, then why r u burning your hands in such project?