Real Estate Forum on Home Loan in Delhi

Latest Answer: W.e.f 1st july, 2020 the ROI of the banks has reduced by 1-2%. Customer can now avail facilities at reduced rate of Interest. Further, Those you are running their Loan can also balance transfer the Loan account to Different bank to get cheaper ROI. If you are facing difficulties in getting loan then you can contact us at 9999892903 Or visit www.filingsamadhan.com Thanks

Latest Answer: RBI repo rate policy will be very helpful in terms of availing bank loan with lower interest rates and EMI part will also make a difference if you choose long term repayment plan

Latest Answer: Yes, RBI repo rates are low thats why bank loan rates are cheaper especially it will help home buyers to build their assets and to avail property with low emi money. Bank will give the benefit of low interest rates to the clients.

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Latest Answer: Hi Amit, One thing that should always keep in mind that in case of self occupied property, this deduction is allowed only for one such self - occupied property. The interest towards home loan taken for purchase, construction, repairs, renewal or reconstruction of house property is eligible for deduction under section 24(b).

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Latest Answer: Hello Sunil, i don't think this information will be readily available...you can get the same from the concerned association president of the apartments and they will be only able to provide the information.

Latest Answer: A joint home loan is a loan which is availed with a co-applicant to be eligible for higher loan amount and share the financial burden equally. Meaning of Co-applicant is that the loan is taken jointly in the name of two people with one being a primary applicant and other being a secondary applicant.