Payment schedule- From the buyer stand point?

Q: I was checking with various builders for a 2 BHK to buy near whitefield. Can anyone tell me how should a Payment schedule look like ideally. There seems to be lot of difference. Some of them are asking for almost 95% payment after plastering is done, while others have further steps like electrical, flooring, fittings etc. Is this something each buyer should bargain for?
Let me know if any of you can explain this.

Krishnan, Apartment Resident

30th May 2012

Buying property in Bangalore

bangalore

buying a property

registration

payment schedule

booking a flat

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I think real estate builders have made some payment schedule accordingly and the property buyers are making the payment according to the work progress.