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Real Estate Forum on Payment Schedule

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Q: I have a flat booked in Earth Towne. I have paid 30% + Service Tax in CLP. I understand there was some complications in the past, due to which there is delay is construction/possesion and bank/financial cos. were not ready to fund until recently where only couple of them are coming up to fund this project. Now even after paying 30% + ST and working to get the remaining amount disbursed by funding company, I am being charged interest rate which I have no clue and was never communicated until I called them. Moreover I came to know from media about the 'zero peiod' where old customers should not be charged with interest. Please help me to sort this matter as I am not in a position to pay such high interest which makes no sense.
Latest Answer: Is there any way to take our money back from the builder which is payed... if there is then please call.
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Q: I was checking with various builders for a 2 BHK to buy near whitefield. Can anyone tell me how should a Payment schedule look like ideally. There seems to be lot of difference. Some of them are asking for almost 95% payment after plastering is done, while others have further steps like electrical, flooring, fittings etc. Is this something each buyer should bargain for?
Let me know if any of you can explain this.

Latest Answer: I think real estate builders have made some payment schedule accordingly and the property buyers are making the payment according to the work progress.
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