How to check BDA approval for a Site/Plot?

Key document that you must check before buying a plot....

1. Verify Title Deed: Check whether the seller has a right over the property. The first step is to see the title deed of the land which you are going to buy. Confirm whether the land is in the name of the seller and that the full right to sell the land lies with him and no other person. It is always better to get the original deed examined by a reputed lawyer.

2. Check Encumbrance Certificate: Before buying a plot, it is important to confirm that the land is free from legal dues. For this, check Encumbrance Certificate for at least 30 years. Given at the Sub-registrar's office, this states that the said land does not have any legal dues and complaints.

3. Necessary Approvals by Local Body: Verify whether the plot or the entire layout has been approved by the City Development Corporation and the local body. For instance, in Bangalore the key authorities are BBMP and BDA. Ask for the necessary approval documents and if possible get it verified by a lawyer. In case of a large layout where builder plans to develop the plot, ensure that the planning permission and building approval has been obtained from the City Development Corporation.

4. Release Certificate: In some cases, the land may have been pledged to obtain a bank loan. In such a scenario, you will have to get a release certificate from the bank, which ensures that the loan on the land has been completely repaid. But if there are more than one owner, do take the certificate from all the people involved.

Documents need to be checked before buying BDA allotted plots are 1) Allotment Letter 2) Possession Letter 3) Sale Deed 4) Absolute Sale Deed 5) Building Sanction Plan 6) Khata and 7) Tax Paid receipts