Q: Hi, I read that, Akrama-Sakra has cut-off date of October 19th 2013 for the eligibility. My house Registration is done on October 25th 2013. But actual construction is completed 3 months earlier. How do I prove that, my house is constructed before October 19th 2013. I don't have OC, Electricity bill before October 19th 2013. Only proof I have is Agreement which is not registered. Could you guide me on how do I get A-Khata in this scheme for my house. Appreciate your help.
Occupancy certificate (OC) is a legal prerequisite for a buyer, before heading for an apartment. In addition to its importance, in the absence of the Occupancy Certificate an apartment owner is often deprived of basic amenities like-water and electricity. Having an OC is a must to apply for home loans, while buying a resale flat. The essence of OC can also be summoned to the fact that for new under-construction flats, banks provide loans only when the Occupancy Certificate is submitted.
So first get an Occupancy Certificate from your builder, as you dont have any other proof to regularize your house.