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Real Estate Forum on Interest Rate

Real Estate Property Discussion Forum and Guide to Real Estate Queries

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Q: UP Housing and Development Board has cut its rate of interest for those buyers who make staggered payment to it.
Latest Answer: I think this move will benefit more than 20000 homebuyers in the city. The decision has been taken to help those people get loan conveniently and at affordable rates who were doubtful to go to the banks because of their complicated procedures.
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Q: Real Estate developers hope that 0.50% rate cut by Reserve Bank of India will change into sales and thus minimize on piled up housing inventories.
Latest Answer: There are other positive signs too. Outsourcing companies have seen a healthy growth in the business with the devaluation of the rupee. That can be seen in the large amounts of office space that was leased in 2014. If business development lead to IT companies hiring more talent and giving higher increment to keep talent, it will surely begin home sales.
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Q: Hey, Have you heard about the RBI's second rate cut?
Latest Answer: @Shantanu, For the moment, bankers across the board welcomed the rate cut move, which comes within days of the Budget'15 and an agreement being reached between RBI and the government over inflation targeting. Private sector lender Yes Bank's Rana Kapoor said he expects cuts of 1.50% more this fiscal which will help boost the sentiment and re-ignite investments. Similarly, Bank of Maharashtra's Executive Director R K Gupta said the rate cut shows the central bank's comfort about the quality of fiscal consolidation and is positive for growth.
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Q: Taking a home loan is a long-term debt commitment. So, it is advisable to go for a home loan which you can manage with your existing finances.

Latest Answer: Hello all, I would be happy if anyone tell me what is the effective way to pay off your home loan quickly?
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Latest Answer: Don't worry, the Union budget should bring a significant decrease in interest rates on home loans. The Ministry for Urban Development and Housing had made it clear that it would maintain a sharp focus on reducing home loan interest rates, and the budget will hopefully bring firm evidence of this focus.
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Q: Book a Dosti home at a special interest rate of 7.99%* for the next three years. For more info visit http://dostigroup.com/dosti799/
Latest Answer: Hi, I am planning to buy a 2BHK flats in Dosti Imperia. Can you tell me it's current price including all? What about the project approval and when is the possession? Which are the banks funding this project?
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Q: Good news for realty player!!!! The repo rate cut by the central bank could signal the beginning of the change for real estate industry that has been hit by slowing sales and a massive liquidity crisis over the past 2 years.
Latest Answer: As per Pankaj Kapoor, managing director of property research firm Liases Foras, pointed out that in cities like Mumbai and Bengaluru, where there is higher end-user demand, marginal improvement in sales could come in faster. But the National Capital Region will take time. In addition, property prices are expected to be motionless for the next year or two, which will help in repairing the affordability gap that exists in most markets today.
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Q: It seems that ideal location and affordable housing are attracting numerous home seekers in Charoli.
Latest Answer: Hi Vinay, Because the property investors who previously focused in mumbai now focusing on Pune .
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Q: Hi, what is the news about home loan firms??? Are there some new changes?? Or home loan firms will change some rules!

Latest Answer: I feel that Tier-II and Tier-III cities have more demand and rotation of money is very fast in terms of loan and Internet !Apart from first-time buyers, investors are also buying into the brick and mortar segment to grow their money.
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Q: Initially i have booked the flat in U -tower at 15th floor, but authority fails to provide me the approved floor plan even after 3 months,then thay shifted me to L-tower (6th floor).I have opted for down payment option and cleared in time.But in latest statement they charged 1.54lac as interest for delay in payment .Delay is from builder side and still they are asking for this amount.Best part is no official communication from amrapali for this charges.Need suggestion please guide.

Latest Answer: If there is no intimation in regards delay of the project and also confusion in payment ,the best thing you can do is what ever documents you have and the receipt of the down payment, take along and consult a lawyer. He will guide you .
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