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Real Estate Forum on Home Loan in Kochi

Real Estate Property Discussion Forum and Guide to Real Estate Queries in Kochi

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Latest Answer: Hi, To get best property please post your requirement here Kindly call on the toll free number (1800) (180) (180) (180) Or You can Post your Requirements to get matching properties details on your Email and Mobile.
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Latest Answer: Hi you have not mentioned your budget and what kind of unit you are looking for ? Please mention you budget.
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Latest Answer: Hey i think..you should personally discuss the home loan approvals with the builder. You can also visit nearest reputed banks for more details.
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Q: I want to know about the downpayment details.. and can I get any recent pictures of the flat..
Latest Answer: Hello.. have you taken bank loan for this project? What is the price quoted to you?
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Q: Can anyone provide me the price details of a 3bed room flat in Chakolas Lake Side.
Latest Answer: It is among the Ongoing Projects of Chakolas Habitat. If you are interested you can check the Floor planshere.
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Q: Please provide me the price for 3bhk(2000sq.ft) and also give details of payment terms, avilability of bank loans.
Latest Answer: Hi Sunil, If you are planning to buy a 3bhk villa in Skyline Ranch you can post your requirement at http://www.commonfloor.com/post-public-property-requirement to get matching properties details on your Email and Mobile.
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Q: I want 1 bhk flats, under prosess/new project,pls give details(price ,location,plan,etc).Thanks KARTHIK NAIR.
Latest Answer: 1bhk flat is available for sale at DD Golden gate. The flat is fully furnished and the price is Rs 26lakhs approx.
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Q: I want to take a mortgage loan, so I wanted to know about the documents required for it. What is the loan processing time?
Latest Answer: Hii Rajeev If you want to apply for the mortgage loan than there are some documents you must have for approval. Here is a list of common documents 1 Recent photograph 2 Address Proof 3 Identity Proof 4 Signature Proof 5 Income Proof 6 ITR 7 Require Bank Statements These are the basic documents require by any financial institutions. Various financial institutions i.e, Fullerton India provide mortgage loan with low interest rate, minimal documentation with exciting offers.
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Q: I am all set to take a home loan from a bank. I just wanted to confirm whether I am eligible to get tax benefit on it.

Latest Answer: Hi Ayesha, under the Income Tax Act, 1961, you are eligible to get the tax benefit. The tax benefits will be based on the principal and interest components of the loan. But, make sure to check the current tax benefits available, as it varies each year.
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Q: I am planning to take home loans for buying a property. Am I liable to get any tax benefits on the home loan?
Latest Answer: Hi David..The tax benefits are seperately available for the interest component as well as principal component of the housing loans consumers. It is available for both consumers who have taken a loan to either buy or build a house. According to Income Tax Act, the upper limit of the interest payment deduction is at Rs. 1, 50,000 per annum. The amount should have been borrowed on or after April 1, 1999 to acquire or construct a residential property and it the acquisition or construction should be done within 3 years. The section 80C also allows tax benefits on principal repayments.
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