Q:Hi,We have a individual house (only ground floor). The permitted setbacks are Front: 10ft, Rear: 10 ft and 5 ft on both sides. The current side set backs of our house are 3.5 and 4 ft on sides and front and rear with 10ft.Are we voilating any setbacks ?we are planning to construct a floor on top of it. I heard there is a new mortgage rule from GHMC for upper floor approval. can someone explain what is this mortgage rule. Is this rule applicable for us to get approval for first floor construction.