Krishna, Mumbai
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NOC Charges
Q: I just want to know What are the process charges for the Resale Flat. are they necessary Stamp Duty - OK Registration Charges - OK LBT/VAT - OK Legal Charges - Ok Transfer Charges - Taken care by the seller (?) NOC Charges- ??? & What % is the NOC charges please help to clearify

Latest Answer: Hi folks, Checklist before buying a resale flat:- 1) Construction agreement, where the Saleable area and common areas are mentioned, 2) UDS registration document, 3) Sale Deed, 4) Parent document for the Land on which the apartment is constructed, usually, it will be photocopy of all the documents bound as a book, 5) Floor plan of the apartment with structural drawings ( some banks as for this and some doesn't), 6) Property tax receipts, 7) NOC from the lender bank in case the previous owner bought it on loan, Recent Encumbrance Certificate applied on your name.

Home Loans
Q: Is it possible to get the 99% Home Loans from Banks on the Total Cost of the Flat including everything Taxes + Development +XYZ.

Latest Answer: Hi Krishna, No, it is not possible (from the bank end). But on what basis are you planning to take 100% home loan? Bank can only give you 90% (maximum) as a home loan rest of the 10% you have to invest your own.

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