Latest Answer: Well, there is no doubt about that, finance companies such as LIC Housing Finance and Housing Development Finance Corporation, have owned the major share over the banks. This trend has been prevalent for the past few years. It is said that the disbursal of home loans by home finance companies will grow by 19% by the next financial year. The industry has seen a YoY growth of 20% June 2013 report. Where banks recorded 17% and home finance companies stood at 26%.