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Q: Slow realty market throwing up attractive offers for homebuyers in Mumbai and Delhi/NCR.
Latest Answer: Hi everybody, A lot of small developers advertise low-cost properties in small towns and suburbs. Don't trust them blindly. Until there are entry barriers and tough rules for developers, it's your responsibility to verify the builder's credentials.
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Q: Can anybody tell me is having loan good for my credit score? What can i do to get a good credit history?

Latest Answer: Definitely having a loan is good to build up your credit history. Make sure you that all the repayments are done on timely basis and there shouldnt be a single default. You can also build your credit history by applying for a credit card as it's considered as a revolving credit. You can use the credit limit upto 30% and make payments on a regular basis. To know how you can built your credit fast visit http://www.yourcreditscorebook.com/blog/build-your-credit-score-fast/
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Q: How far this scheme help full for buyers & builder?
Latest Answer: Hi Preeti, As per my knowledge, recently, a number of developers have come up with subvention schemes, where property buyers need to pay a small amount of the property at the time of booking and the rest can be paid at the time of possession. This schemes are new a new form of bank financing for home loans.
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