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Real Estate Forum on Cibil Credit Score

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Q: One of my friend wanted to take home loan but this loan got rejected because of less credit score. Please explain what is credit score and what are the basis of credit score.
Latest Answer: Credit score is basically three digit number which the credit agencies like CIBIL,CRISIL provides you on the basis of your credit worthiness. To improve your credit score you can either take a loan or a credit card.Taking credit is feasible option as you get extra credit for your purchases,you take credit from any of good banks they provide you extra facilities like reward points, liquid cash for transactions,waivers.These reward points and transactions you can check in bank statement.Good credit score should be above 750.
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