Q:Hi,I have resold a flat in Lodha Palava ,Mumbai of which I have possession. There is no OC and no society has been formed. Lodha has asked for NOC charges in cash and not in cheque.They said that even bank like ICICI, HDFC etc. can not give loan. Is it true?Is this NOC and these charges valid. And does buyer and seller has to bear 50:50?I am salaried.