Latest Answer: You can cherish your dreams of owning your dream home with IDBI bank home loan. For this you need to provide docs like application form with recent photograph, latest Form 16, salary slip of last 3 months, bank statement for last 6 months, birth certificate, proof of identity, proof of Residence, and proof of age. If you are self employed then you need to provide some additional docs such as qualification proof of the highest professional degree and proof of office address.
Latest Answer: IDBI bank offers home loan up to Rs. 10000000 and the amount funded is up to 85% of the property value. If you take home loan within Rs. 75 Lakhs then the interest rate will be 13.25% (period of 3 years) and 13.50% (period of 5 years). If your loan is more than Rs. 75 Lakhs then the interest rate will be 13.75% (period of 3 years) and 14.00% (period of 5 years). You have to pay 1% as the processing fee and Rs. 300 in case of cheque bounce.
