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Real Estate Forum on Rbi Rates

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Q: Hi, I am looking to buy a property and have got to know that the Home loan interest rates are expected to reduce? Is it really going to happen?

Latest Answer: ICICI Bank has implemented a reduction in interest rates on home loans by 10 basis points - to 10.15 percent – for borrowers who draw loans for an amount up to Rs 75 lakh.
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Q: Since RBI has decreased repo rates, it was expected that the prices may go down. Is it true? Will the prices reduce for now?
Latest Answer: When cash flow was tight and interest rates were high, builders were being forced to sell properties during the pre-launch stage itself at discount rates to attract more and more buyers. They were increasing the sales through such methods. Several big developers like Lodha, Unitech, DLF, Godrej Properties, L&T Realty and Indiabulls have also followed this trick.. but now since the sales are picking up there may not be a need of such things, unless buyers get bored up with the same style.
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Q: As we all know, RBI has decreased the rates while lending to banks. Is there any reduction in interest rates for home loans by banks happening after the RBI rate cut?
Latest Answer: They have reduced upto 0.25% for home loans and upto 0.75% for auto loans ...
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