Q:Hello Sir,I Need some advice on renovating(adding 600 sqft in first floor) an old house with violations. I Purchased a House 2 years ago in Bangalore.House was constrcted in 2003. Property has a valid PID , Electricity and BWSB connection and i am able to pay tax.History of the building Site on which now house s standing was under CMC previously, later the owner has paid betterment charges in the year 2000 and has got Building plan approved for a Ground floor building of 600 sqft, he has also obtained an A Khatha from BBMP.(Since i have only this plan in hand , which is very old and says 600 sqft hose in ground floor)Later he constructed a duplex house on the same plot with an approx built up area of 1300 sqft.In Khatha extract of the property it mentions it as residential house with 1000 sqft Ground floor and 200 sqft First floor.Visible violations i could seeNo Setback towards leftSetbacks appear to be there at the back(with some sajja doing an arial encroachment) and right.At the front there is portico and some space , i am doubtfull of 8% space, as my neighbours entrance is much ahead of mine i can say our house desnot encroach road but may be there is no complete setback.setback.NO Rain water harvesting.MY questions. Your answers and experience will really help me a lot.Now to renovate the house, if submit a new plan with actual building plus Proposed will it get rejected?Also existing building plan is approved by CMC in 2003, will this create any problems , i know Engineer from BBMP will come and visit before approval, if he looks at old plan there are major violations.Also when i contacted the architect , he said we don't need to give existing building plan to BBMP for approval at first, later he said let's not take the approval and simply construct the building. If anybody from BBMP visits during construction we can pay bribe.(He said BBMP will not scrutinize building plan and we can live with violations for ever. However as a responsible owner , i am worried.)4. Can i get a approved building plan for the proposed house by paying bribe, is it necessary or will it help when BBMP starts scrutinising these violations? ( I don't support corruption, but my situation is bad… Govt setback regulations can not be accommodated at this stage… while buying, all the properties i saw had these violations.)
Q:I would like to get an estimation for the home renovation in the mentioned locality for a flat of 1240 square feet. so that I can approach HDFC for loan. Please suggest some architect/civil engineer or any online estimation companies which I use.
Q:What are the rights of a tenant when the upstairs neighbour has undertaken massive renovations, leading to leakage, fungal growth and paint peeling in the tenants flat below? The owner of the affected flat has simply indicated that the tenant may carry out necessary repairs/repainting and bill the owner, but who is responsible and accountable for the agony and inconvenience encountered by the tenant? Can this grievance be addressed in the court of law?
Q:We are a ground plus three building which is in urgent need of renovation. We are looking for a contractor with good credentials in Chennai who can take up this job, involving fixing bad masonry, resetting pipelines, laying ground area surface and painting.
Q:I want to renovate my home for which I want to take a home loan. The property is in the name of my father, and he is 80+ years old. I wanted to apply for the loan but they told me that I am not entitled since the property is in the name of my father who is over 80 years old. Please clarify me that why can't I take the loan in my father's name.
Latest Answer: The owner of the property (your father) is a senior citizen who is not eligible for the home loan to alter your house and you are also not the co- owner of the property. Such loans are not possible till you become the co- owner or you can take personal loans directly from the bank.
