Latest Answer: Hi Mr Akash,
Refinancing your home loan essentially means that you pay out your existing home loan before its tenure and replace it with a new one. It is an excellent tool to manage your debt load, reduce your financial stress while saving your money. It also ensures that you are not bound to one financial institution for the entire tenure of the loan.
Latest Answer: Banks and housing finance companies should be allowed to fund land transactions when there is no real estate bubble, as is currently the property transactions costs comprise almost 70-Â80% of the total cost.
Latest Answer: Yes, you may get into an agreement to sell the property on which you have a home loan. However, the transaction can only be executed after clearing your loan and taking an NOC from your lender.
Q:Frnds kindly help with some info. I buy a property which is under home loan. For some reason the property comes under some dispute or builder stops the construction... Do i need to keep paying the EMI???
Latest Answer: Yes, true also I would like to add that it is in your own interest to continue to pay the EMI, so that you can maintain a clean credit history. But not paying the EMI, you will spoil your credit history and this will damage your ability to avail any future loans from the banking system in future.
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