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Real Estate Forum on Loans From Bank

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Latest Answer: Hi Mr Akash, Refinancing your home loan essentially means that you pay out your existing home loan before its tenure and replace it with a new one. It is an excellent tool to manage your debt load, reduce your financial stress while saving your money. It also ensures that you are not bound to one financial institution for the entire tenure of the loan.
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Q: Top industry leader Deepak Parekh has said transparency and timely approvals from different authorities can reduce home prices by almost 20%
Latest Answer: Banks and housing finance companies should be allowed to fund land transactions when there is no real estate bubble, as is currently the property transactions costs comprise almost 70-­80% of the total cost.
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Q: Can i sell a property which is on a home loan after paying the EMI for a couple of months ? will there be any problems in such transaction?

Latest Answer: Yes, you may get into an agreement to sell the property on which you have a home loan. However, the transaction can only be executed after clearing your loan and taking an NOC from your lender.
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Q: Frnds kindly help with some info. I buy a property which is under home loan. For some reason the property comes under some dispute or builder stops the construction... Do i need to keep paying the EMI???

Latest Answer: Yes, true also I would like to add that it is in your own interest to continue to pay the EMI, so that you can maintain a clean credit history. But not paying the EMI, you will spoil your credit history and this will damage your ability to avail any future loans from the banking system in future.
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Q: Do banks provide loan for land ?
Latest Answer: Loan Sanction For Construction Of House, Building, Residential, Apartment, Villa & 8.65% Lowest Interest Rate with Instant Approval Nationalized Banks Apply 9964563600.We Profession All Kind Of Khata Properties Loan For BDA, A Khata Loan, B Khata Loan, E Khata Loan, Panchayath KhataLoan, Gramathana Property Loan And Home Loan, Construction Loan, Mortgage Loan, TakeOver Loan, Loan Against Property (LAP), TopUp Loan, Site Purchase Loan, BMRDA Site Loan, DTCP Approval Loan, BBMP Plan Approval Loan, B Form Property Loan ( And ) Home Loan For Bad Credit Cibil Score Defaulters
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