Q:Yes, you can avail an interest rate subsidy under the Pradhan Mantri Awas Yojana Scheme if your annual income is above Rs. 6 lakh and up to Rs. 18 lakh per year. If eligible for the interest subsidy, you have to apply with your lenders for availing the benefit. To be able to do that, you should not own a house in your name. To know all details about PMAY (Pradhan Mantri Awas Yojna). Contact IMGC