Amit
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House on agri land .
Q: I have a land registered in my name . I also got it's mutation (dakhil kharij )done . Area is 2250 Sq Ft . I want to construct a house on it . The said land does not comes under authority . It is under village / panchayat jurisdiction . I have 02 doubts . 01 - Do i need to secure any legal approval before starting the construction ? Like conversion to 143 02 - Can i get a house loan from bank as title is clear ?

Latest Answer: Hi Amit, if you are looking to buy a plot, you may not be eligible for a home loan, but for a land loan. Home loans are available only for the property already constructed, under construction or likely to undergo construction soon. For funding the purchase of a vacant plot, you will have to go for a land loan instead.

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