Nitinarora, Hyderabad
My replies to this discussion
There are various types of loans available according to your needs and demands. These loans are provided by nationalized banks, private banks, NBFCs and online NBFCs. Nowadays, most people I hope it will valuable for youThere are various types of loans available according to your needs and demands. These loans are provided by nationalized banks, private banks, NBFCs and online NBFCs. Nowadays, most people I hope it will valuable for you
My replies to this discussion
Yes, you can apply for a housing loan. You are a central government employee, so supposedly you must be drawing decent salary and maintain your income details and filling IT returns. If you fulfill the basic necessities then you are eligible of applying for a home loan. You can read this article and get the basic necessary/documents which are helping you in applying a home loan https://www.bajajfinserv.in/finance/home-loan/salaried-home-loan-eligibility-and-documents.aspxYes, you can apply for a housing loan. You are a central government employee, so supposedly you must be drawing decent salary and maintain your income details and filling IT returns. If you fulfill the basic necessities then you are eligible of applying for a home loan. You can read this article and get the basic necessary/documents which are helping you in applying a home loan https://www.bajajfinserv.in/finance/home-loan/salaried-home-loan-eligibility-and-documents.aspx
Q: What are the different kinds of home loans available nowadays? Discuss the benefits of taking home loans..

My replies to this discussion
There are different kinds of home loans available; one can apply for any kind of home loan according to his/her demand. Different types of Home loans: 1) Home Purchase Loans 2) Home Construction loans 3)Home Improvement loans 4)Home Extension loans 5)Home Conversion loans 6)Land purchase loans 7)Bridge loans 8)Balance transfer loans 9)Stamp duty loans 10)NRI home loans If you are planning to apply for any one of them and want to get further insights of each one of them please visit Bajaj Finserv.There are different kinds of home loans available; one can apply for any kind of home loan according to his/her demand. Different types of Home loans: 1) Home Purchase Loans 2) Home Construction loans 3)Home Improvement loans 4)Home Extension loans 5)Home Conversion loans 6)Land purchase loans 7)Bridge loans 8)Balance transfer loans 9)Stamp duty loans 10)NRI home loans If you are planning to apply for any one of them and want to get further insights of each one of them please visit Bajaj Finserv.
Q: I have less cibil score can any one tell me which bank provide loan for less score . Any idea on minimum cibil score for corporation bank, ICICI bank, HDFC bank.

My replies to this discussion
First you need to know your exact CIBIL score. Usually a home loan is granted to the applicant having 780 CIBIL score. But less than that score, it is possible to get a home loan. Many online NBFCs offer loans to the applicants having low CIBIL score. Or the best process is to work hard to develop your CIBIL score and then apply for a housing loan. I am sharing with you a resource that will help you to apply home loan with less cibil score:- https://www.bajajfinserv.in/finance/home-loan/self-employed-home-loan.aspxFirst you need to know your exact CIBIL score. Usually a home loan is granted to the applicant having 780 CIBIL score. But less than that score, it is possible to get a home loan. Many online NBFCs offer loans to the applicants having low CIBIL score. Or the best process is to work hard to develop your CIBIL score and then apply for a housing loan. I am sharing with you a resource that will help you to apply home loan with less cibil score:- https://www.bajajfinserv.in/finance/home-loan/self-employed-home-loan.aspx
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