Q:
I purchased a flat few months back and have applied for a khata at BBMP. Since i was not sure if my property is A khata or B khata, so i approached my builder but he told me that we because of the deviations in the plans the apartment is not getting an occupancy certificate. Please advise.
Be it is residential or commercial issue of occupancy certificate on completion of construction is mandatory requirement under the bye laws .
i am a corporate lawyer, and completely agree with above viewpoint. If you ask me, what is the status of a property without Occupancy certificate ?
Answer is simple. its like any other illegal property built on a lakebed or an illegal site and liable to be demolished by BBMP anytime.
your title on the building is not perfect at al, though your UDS on the land is still good.
Remedy: once your flat is old, you can demolish it, legally build the property with all the approvals in place.
18th May 2016
You can request your bank to get you the occupancy certificate from the builder, as its is the duty and responsibility of the Bank to get you the same, since they have sanctioned the loan, saying that the title of the flat is legal and proper.
That's not true. Banks are under no liability to provide OC
18th May 2016
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