Who issues the Occupancy Certificate, builder or Municipal Authorities? If it is municipal authorities will they issue for individual flats in an apartment complex or a single certificate for the complex? If it is for individual apartment then is the onus lies on the apartment owner to get it? If the builder issues it, then he can issues at his own will isn't it. I mean he can issue it even if the apartment is not ready for occupation.Who issues the Occupancy Certificate, builder or Municipal Authorities? If it is municipal authorities will they issue for individual flats in an apartment complex or a single certificate for the complex? If it is for individual apartment then is the onus lies on the apartment owner to get it? If the builder issues it, then he can issues at his own will isn't it. I mean he can issue it even if the apartment is not ready for occupation.