Ajay Kumar Sharma, Apartment Resident
Q: Right now there is no project in NOida where in you could get rate of Approx 3500 Rs per square feet Basic and we all invested here in the same rate bracket.........Now they are seeing this as gold mine because everywhere rates are approx Rs 4200 per sq ft basic rate .....They are demanding that all investors in Ajnara Ambrosia should withdraw their amount given to the builder and now after 5-6 months they will sell the same inventory at the rate of RS 4500-5000 per sq ft.............I might be wrong but something is fishy with Ajnara Ambrosia now........I have come to known that Ajnara is scrapping this project due to land problems.......But how can such reputed builder do this ??? Either this is game played by the builder or some consortium........Any inside story Please or comment ?? I have also invested in this project in last May 2012....There is hardly any response from the Ajnara office...
My replies to this discussion
Has anyone's unit number changed from what you had in the booking form 1.5 years ago to the one in the cost sheet from Dimple. Mine changed from H506 to AM0H5006. Hopefully they are same from floor and park facing perspective and I have a mail to Lalit for confirmation.Has anyone's unit number changed from what you had in the booking form 1.5 years ago to the one in the cost sheet from Dimple. Mine changed from H506 to AM0H5006. Hopefully they are same from floor and park facing perspective and I have a mail to Lalit for confirmation.
does anyone in the group has any contact in Noida development authority office to check on Ajnara approval?does anyone in the group has any contact in Noida development authority office to check on Ajnara approval?
I just sent a request to join the google group. Kindly accept it. Meanwhile here is what I know so far. project has nearly 1600 flats. initial booking nearly 740, withdrawals around 300. So roughly 450 bookings still there. 3 disputes going on that I got to know from Manish in Mkting at Ajnara: 1) some politician has filed a case that this land was agricultural and NOida authority converted it to residential and sold to builder through unfair means. So stop all work here. Case is in court. It seems to be out of Ajnara's influence. 2) Noida authority sold land to a builder ( dont know who) who couldnt construct. so NOida authority later sold to a joint company between that builder and Ajanara to get it going. Now Ajnara is trying to get the entire project in their name before starting construction for their security from any future disputes between the 2 builders. It seems to be in hand of Ajnara and they could settle it through their connections.I just sent a request to join the google group. Kindly accept it. Meanwhile here is what I know so far. project has nearly 1600 flats. initial booking nearly 740, withdrawals around 300. So roughly 450 bookings still there. 3 disputes going on that I got to know from Manish in Mkting at Ajnara: 1) some politician has filed a case that this land was agricultural and NOida authority converted it to residential and sold to builder through unfair means. So stop all work here. Case is in court. It seems to be out of Ajnara's influence. 2) Noida authority sold land to a builder ( dont know who) who couldnt construct. so NOida authority later sold to a joint company between that builder and Ajanara to get it going. Now Ajnara is trying to get the entire project in their name before starting construction for their security from any future disputes between the 2 builders. It seems to be in hand of Ajnara and they could settle it through their connections.
3) Farmers' demanding more money from Noida authority, even though they already sold land to them. Heard from Ajnara its almost resolved but farmers might come again. THis might be a non issue untill farmers' file a court case, if at all. Even though they dont hold a legal right to land now, generally farmers get the soft corner in court decisions. My big mistake: I was in a rush when I came to India on a short trip in May 2012, and didnt check all the papers in builder's office. More so, a property dealer swindled RS 1.25 lak from me in the process of getting me a booking. He took 1.25 laks from me and got me an on paper rate that was lower by 1.25 laks from mkt rate. So I didnt loose anything but my 1.25 lak got converted to black. Damn such practices in India.3) Farmers' demanding more money from Noida authority, even though they already sold land to them. Heard from Ajnara its almost resolved but farmers might come again. THis might be a non issue untill farmers' file a court case, if at all. Even though they dont hold a legal right to land now, generally farmers get the soft corner in court decisions. My big mistake: I was in a rush when I came to India on a short trip in May 2012, and didnt check all the papers in builder's office. More so, a property dealer swindled RS 1.25 lak from me in the process of getting me a booking. He took 1.25 laks from me and got me an on paper rate that was lower by 1.25 laks from mkt rate. So I didnt loose anything but my 1.25 lak got converted to black. Damn such practices in India.
Guys for those of use in NCR, lets get together and demand a meeting with Ajnara management to get a response and plan of action. For those outside, let us call on phone/ email and support this action. Its our hard earned money and only we can save it.Guys for those of use in NCR, lets get together and demand a meeting with Ajnara management to get a response and plan of action. For those outside, let us call on phone/ email and support this action. Its our hard earned money and only we can save it.
@ Praveen, plz see Abhishek's note from above (copied below as well) Service tax is chargeable at following rates (Value of residential complex +car parking)@3.09% (i.e. 25% of 12.36% of S.T) on other charges where there is no transfer of material thing but only service portion (PLC, powerbackup, FFC, EEC etc.)@12.36%. and there should be no S.T on lease rent (for residential complexes). It may be mentioned here that rates of S.T. are decided each year during budget so it may remain same or change.@ Praveen, plz see Abhishek's note from above (copied below as well) Service tax is chargeable at following rates (Value of residential complex +car parking)@3.09% (i.e. 25% of 12.36% of S.T) on other charges where there is no transfer of material thing but only service portion (PLC, powerbackup, FFC, EEC etc.)@12.36%. and there should be no S.T on lease rent (for residential complexes). It may be mentioned here that rates of S.T. are decided each year during budget so it may remain same or change.
Fellow residents, though meeting together with the builder, might not change the outcome of the project but it will surely influence and put more pressure on the builder to be transparent with us. I know that everyone of us is busy with so many things, but we dont take any action, no one else will. Some of us might not living in Noida or India for that matter but we can all still write an email with everyone's name on it to Ajnara and then those who live there, can follow up to schedule a meeting to demand latest info. I sincerely hope atleast one person who lives in NCR, will want to volunteer to meet Ajnara on everyone's behalf. Please feel free to comment if you prefer another approach.Fellow residents, though meeting together with the builder, might not change the outcome of the project but it will surely influence and put more pressure on the builder to be transparent with us. I know that everyone of us is busy with so many things, but we dont take any action, no one else will. Some of us might not living in Noida or India for that matter but we can all still write an email with everyone's name on it to Ajnara and then those who live there, can follow up to schedule a meeting to demand latest info. I sincerely hope atleast one person who lives in NCR, will want to volunteer to meet Ajnara on everyone's behalf. Please feel free to comment if you prefer another approach.
if we wish to meet with senior mgmt, then we need to schedule it in advance with Ajnara. Else we might find only Dimple/ Lalit there.if we wish to meet with senior mgmt, then we need to schedule it in advance with Ajnara. Else we might find only Dimple/ Lalit there.
@ Ashish. thanks a lot for visiting Ajnara and updating all of us. Did they agree to your ask on first doing BBA agreement and then asking for 5% in construction linked plan (30% for flexi plan)?@ Ashish. thanks a lot for visiting Ajnara and updating all of us. Did they agree to your ask on first doing BBA agreement and then asking for 5% in construction linked plan (30% for flexi plan)?
guys if we plan a group meeting around 2 weeks in advance, we will get enough time for everyone to review and confirm. last couple of times it was just a couple of days notice. so probably no one came up. how about meeting outside Ajnara office in Noida on Saturday 14th December around 11 am? thanks ajayguys if we plan a group meeting around 2 weeks in advance, we will get enough time for everyone to review and confirm. last couple of times it was just a couple of days notice. so probably no one came up. how about meeting outside Ajnara office in Noida on Saturday 14th December around 11 am? thanks ajay
I am in US, not in India, so cant join you guys in person. but am happy to call on phone the person you are meeting at the time you guys are planning to meet and will stay on phone for the meeting. Indian time 2:15 pm will be 1:45 am at night for me. is it possible for you guys to meet early in the day around 11 am or so (Indian time 11 am is my time 10:30 pm) my landline is 001-7816619973I am in US, not in India, so cant join you guys in person. but am happy to call on phone the person you are meeting at the time you guys are planning to meet and will stay on phone for the meeting. Indian time 2:15 pm will be 1:45 am at night for me. is it possible for you guys to meet early in the day around 11 am or so (Indian time 11 am is my time 10:30 pm) my landline is 001-7816619973
here's a cope of the THE REAL ESTATE (REGULATION AND DEVELOPMENT) BILL, 2013, not sure if its already approved and enacted as law already. Please see page 8, 9 for some requirements such as carpet area and needed approvals before a builder can collect money for a project. If its not passed as a low then we cant legally force it on Ajnara. But we can always use it in our non-legal meeting /conversations with them. http://mhupa.gov.in/W_new/Real%20Estate%20Bill%20as%20introduced%20in%20the%20Rajya%20Sabha%20on%2014.8.2013.pdfhere's a cope of the THE REAL ESTATE (REGULATION AND DEVELOPMENT) BILL, 2013, not sure if its already approved and enacted as law already. Please see page 8, 9 for some requirements such as carpet area and needed approvals before a builder can collect money for a project. If its not passed as a low then we cant legally force it on Ajnara. But we can always use it in our non-legal meeting /conversations with them. http://mhupa.gov.in/W_new/Real%20Estate%20Bill%20as%20introduced%20in%20the%20Rajya%20Sabha%20on%2014.8.2013.pdf
I am yet to receive the updated cost sheet from Dimple but in the old cost sheet I had from them in 2012 for the flexi plan, the lease rent was included in base price and hence charged in each installment. All of the other charges except the floor PLC were asked at the time of possession. For floor PLC nearly 25% was charged at the time of external plaster and remaining at the time of possession. I will wait to see what I get from Dimple now.I am yet to receive the updated cost sheet from Dimple but in the old cost sheet I had from them in 2012 for the flexi plan, the lease rent was included in base price and hence charged in each installment. All of the other charges except the floor PLC were asked at the time of possession. For floor PLC nearly 25% was charged at the time of external plaster and remaining at the time of possession. I will wait to see what I get from Dimple now.
Hi Guys, joining back after a few months break. read all the comments above. IS there again some issue with the project as people above mention problems with bank loans disbursal? Hope Ajnara didnt ditch us by taking another 40% payment on top of the 10% we already paid ( in flexi plan) and now running into issues. did anyone who is taking a loan getting any confirmed reply from bank or builder on whats going on? that should give us some facts to discuss!Hi Guys, joining back after a few months break. read all the comments above. IS there again some issue with the project as people above mention problems with bank loans disbursal? Hope Ajnara didnt ditch us by taking another 40% payment on top of the 10% we already paid ( in flexi plan) and now running into issues. did anyone who is taking a loan getting any confirmed reply from bank or builder on whats going on? that should give us some facts to discuss!
ok so thats another push out of date - now its post diwali . :) Rajnish made some really good points above. we were never officially communicated any delay/ reasons by the builder.ok so thats another push out of date - now its post diwali . :) Rajnish made some really good points above. we were never officially communicated any delay/ reasons by the builder.
@ Praveen, I dont understand the question on late payment penalty interest. May be the question to ask is what is the penalty amount on late payment. Of course, late payment is applicable only if you miss the deadline. For those taking the loan, if there is a chance of delay from loan processing, then you can discuss with Ajnara, a grace period owing to processing delays. Am I understanding your question correctly?@ Praveen, I dont understand the question on late payment penalty interest. May be the question to ask is what is the penalty amount on late payment. Of course, late payment is applicable only if you miss the deadline. For those taking the loan, if there is a chance of delay from loan processing, then you can discuss with Ajnara, a grace period owing to processing delays. Am I understanding your question correctly?
@ Dr Bedi, I am not sure i agree with you that builder has 'again played a game.' its just that we are not getting any information from Ajnara on some of the questions we have on the actual status of Noida authority approvals and BBA terms as mentioned above by Praveen. Overall its seems a good progress to me that they are moving ahead in the process by starting to send BBA and asking for next payments. After all, these are the official next steps to happen. we need to meet them to get the info and provide them our feedback on total lack of customer relationship mgmt team at Ajnara. we want a point of contact who can answer our questions. have you tried selling your booking in open mkt with property dealers to check what are you getting? I suspect it might be difficult till some work starts there. you might also try again going to builder office to see what they are offering. In the process, you will also be able to identify the right person in Ajnara mgmt to talk to.@ Dr Bedi, I am not sure i agree with you that builder has 'again played a game.' its just that we are not getting any information from Ajnara on some of the questions we have on the actual status of Noida authority approvals and BBA terms as mentioned above by Praveen. Overall its seems a good progress to me that they are moving ahead in the process by starting to send BBA and asking for next payments. After all, these are the official next steps to happen. we need to meet them to get the info and provide them our feedback on total lack of customer relationship mgmt team at Ajnara. we want a point of contact who can answer our questions. have you tried selling your booking in open mkt with property dealers to check what are you getting? I suspect it might be difficult till some work starts there. you might also try again going to builder office to see what they are offering. In the process, you will also be able to identify the right person in Ajnara mgmt to talk to.
Ashish, did you /and others met builder last Saturday? If so, can you please post the conversation details. Thanks, AjayAshish, did you /and others met builder last Saturday? If so, can you please post the conversation details. Thanks, Ajay
guys, unless we know that they have all approvals, its a risk putting in more money. We all want that the project to start ASAP but what if after taking next installment they say some problem is delaying the start again. Given the history, that's not entirely impossible. If we all ask them for status on the legal approvals, may be via personal visit to see the paper/ email as that will be in writing, then we can be more certain that the project will continue. What do you say?guys, unless we know that they have all approvals, its a risk putting in more money. We all want that the project to start ASAP but what if after taking next installment they say some problem is delaying the start again. Given the history, that's not entirely impossible. If we all ask them for status on the legal approvals, may be via personal visit to see the paper/ email as that will be in writing, then we can be more certain that the project will continue. What do you say?
I also have a unit in Ajnara Ambrosia. yesterday spoke with Lalit in Mkting team from Ajanar and learnt there were some issues , that they are working on, maps approvals is going on. I dont trust them and not sure if they have already procured the land or is that still under dispute. I spoke with someone in Investor Clinic and learnt about their suggestion to withdraw from the project as the status is very unclear and the project might or might not materialise. This is very disheartening. I am thiking about waiting fwe more months to see what happens now.I also have a unit in Ajnara Ambrosia. yesterday spoke with Lalit in Mkting team from Ajanar and learnt there were some issues , that they are working on, maps approvals is going on. I dont trust them and not sure if they have already procured the land or is that still under dispute. I spoke with someone in Investor Clinic and learnt about their suggestion to withdraw from the project as the status is very unclear and the project might or might not materialise. This is very disheartening. I am thiking about waiting fwe more months to see what happens now.
I agree with Nimit's point above. I paid 4.75 lak initial payment for which I got a receipt from Ajnara ( and a property dealer cheated me of 1.25 lak Rupees in the process of helping me book at a good price. Damn it!) and since I am on flexiplan ( lower cost than the regular payment plan but i pay more upfront), my next demand amount from builder will be 30% payment. I don't want to go for a bank loan but want to make the payment only when i am sure of the project approvals, ie some bank has approved the project.I agree with Nimit's point above. I paid 4.75 lak initial payment for which I got a receipt from Ajnara ( and a property dealer cheated me of 1.25 lak Rupees in the process of helping me book at a good price. Damn it!) and since I am on flexiplan ( lower cost than the regular payment plan but i pay more upfront), my next demand amount from builder will be 30% payment. I don't want to go for a bank loan but want to make the payment only when i am sure of the project approvals, ie some bank has approved the project.
if so, then how come big banks like ICICI and HDFC have all their approval documents to grant loan?if so, then how come big banks like ICICI and HDFC have all their approval documents to grant loan?
though I think that all we want is the project to start without more delay but if that doesnt I also think that we should consider a legal action for possible forgery. may be we should wait till dec end as thats the date Lalit gave us for getting an official letter from Ajnarathough I think that all we want is the project to start without more delay but if that doesnt I also think that we should consider a legal action for possible forgery. may be we should wait till dec end as thats the date Lalit gave us for getting an official letter from Ajnara
Hi Kapil, in addition to the charges you mentioned above, I also have : 1) IFMS ( interest free maintenance service) @ RS 25 / sq ft 2) Sinking fund @ RS 15 / sq ft does anyone have them? By the way my PLC are : RS 125 / sq ft for 5th floor and RS 100/ sq ft for park facingHi Kapil, in addition to the charges you mentioned above, I also have : 1) IFMS ( interest free maintenance service) @ RS 25 / sq ft 2) Sinking fund @ RS 15 / sq ft does anyone have them? By the way my PLC are : RS 125 / sq ft for 5th floor and RS 100/ sq ft for park facing
i also had EEC of Rs 30/ sq ft in my old price list. So that seems right. If Lalit agreed to considering the free transfer after 40%, then I will raise same as well when i get the new price sheet. By the way did he agree to totally free or some admin charges?i also had EEC of Rs 30/ sq ft in my old price list. So that seems right. If Lalit agreed to considering the free transfer after 40%, then I will raise same as well when i get the new price sheet. By the way did he agree to totally free or some admin charges?
Based on Abhishek suggestion above, I found the following link to RTI form from Noida Authority website. Can someone in this group, whose in India at present, fill up the form and send by postal mail to the authority to get the info on the land ownership for Ambrosia? I think we really need to validate what Ajnara has been telling us - that they dont own the land solely, its in partnership with another builder and hence they wont start the construction till they get the land solely to avoid any claim from the other builder at a later stage. If so, we can really take it up with Ajnara as to why did they advertise and took initial payment from us when they already knew that they wont start the construction because of joint ownership of the land? http://noidaauthorityonline.com/rti-forms.htmlBased on Abhishek suggestion above, I found the following link to RTI form from Noida Authority website. Can someone in this group, whose in India at present, fill up the form and send by postal mail to the authority to get the info on the land ownership for Ambrosia? I think we really need to validate what Ajnara has been telling us - that they dont own the land solely, its in partnership with another builder and hence they wont start the construction till they get the land solely to avoid any claim from the other builder at a later stage. If so, we can really take it up with Ajnara as to why did they advertise and took initial payment from us when they already knew that they wont start the construction because of joint ownership of the land? http://noidaauthorityonline.com/rti-forms.html
Well I wait to celebrate till i really hear from Ajanara for next payment. And before I make payment, i think we all should ask them to email copy of the land title deed in name of Ajnara and map approval with stamp from the relevant town and country planning office. With such a long painful wait its only fair that the builder provider us assurance before asking for money. unit: H506 , Ambrosia email: sharmaaj@gmail.comWell I wait to celebrate till i really hear from Ajanara for next payment. And before I make payment, i think we all should ask them to email copy of the land title deed in name of Ajnara and map approval with stamp from the relevant town and country planning office. With such a long painful wait its only fair that the builder provider us assurance before asking for money. unit: H506 , Ambrosia email: sharmaaj@gmail.com
I agree. Before we think of legal action, we should first talk to builder atleast once. In our meeting we can express our intent to pursue the matter aggressively if we don't get clear information in an official response. If we draft a letter and put everyone's name and contact info, the builder will realize that we are united now. It sounds like a good start to meet this Saturday if around 10 or more people can make it. since Ashish proposed meeting saturday 10 am, and we have each other cell phone, is it ok if everyone call and confirm Ashish if they are coming on saturday to the office so that all approach the builder together? Thanks, AjayI agree. Before we think of legal action, we should first talk to builder atleast once. In our meeting we can express our intent to pursue the matter aggressively if we don't get clear information in an official response. If we draft a letter and put everyone's name and contact info, the builder will realize that we are united now. It sounds like a good start to meet this Saturday if around 10 or more people can make it. since Ashish proposed meeting saturday 10 am, and we have each other cell phone, is it ok if everyone call and confirm Ashish if they are coming on saturday to the office so that all approach the builder together? Thanks, Ajay
Anybody has latest update from Ajnara? I spoke with them last week and they suggested me to withdraw as too much uncertainty regarding the legal case against the project, Ajanara's negotiations related to title with Noida authority and the farmer's ongoing issues.Anybody has latest update from Ajnara? I spoke with them last week and they suggested me to withdraw as too much uncertainty regarding the legal case against the project, Ajanara's negotiations related to title with Noida authority and the farmer's ongoing issues.
updated list # Name Phone/email Location 1 David Maurya, 8130626594 Delhi 2 Kapil, 8285827430 Chennai 3 Ravi Prakash 8742997778  4 Pramod Gupta 9811337379  5 Nimit Manglick 9899302606  6 Vikas Kodesia 9899798125 Delhi 7 Rajnish Maurya 9910890055  8 Ashish Garg 9953700502 Gaziabad 9 surendra & 2 of his friends 9999457026 Noida 10 Mohit 9999675098 Delhi 11 Ajay Sharma 17342729340 USA 12 surbhit agarwal, surbhit17@gmail.com; (Father -Mahesh Agarwal, 9810615182) 13 Vikas Kumar 9958033666 14 Atul Pandey 9418002482 15 Udit garg 9711167499  16 Anil K SINGH, 09917464656, ak1965singh@gmail.com; Rudrapur,Uttarakhand 17 Sourabh Miglani,  Bahadurgarh , sourabhmiglani@yahoo.com, 9911001789 18 Rachit Rastogi, 9999200213, rachit.miet@gmail.com 19 Sarita Singh, 9953993155, sarita111c@gmail.com, 20 Ashish Vijay, 9999199914 21 Tapan Jain, Firozabad, 9927991228 22 Rajan -08692800093 23 Dr. S. Koul, drshalinderkoul@gmail.com Ghaziabad 24 Surender Sharma , 971-504626185updated list # Name Phone/email Location 1 David Maurya, 8130626594 Delhi 2 Kapil, 8285827430 Chennai 3 Ravi Prakash 8742997778  4 Pramod Gupta 9811337379  5 Nimit Manglick 9899302606  6 Vikas Kodesia 9899798125 Delhi 7 Rajnish Maurya 9910890055  8 Ashish Garg 9953700502 Gaziabad 9 surendra & 2 of his friends 9999457026 Noida 10 Mohit 9999675098 Delhi 11 Ajay Sharma 17342729340 USA 12 surbhit agarwal, surbhit17@gmail.com; (Father -Mahesh Agarwal, 9810615182) 13 Vikas Kumar 9958033666 14 Atul Pandey 9418002482 15 Udit garg 9711167499  16 Anil K SINGH, 09917464656, ak1965singh@gmail.com; Rudrapur,Uttarakhand 17 Sourabh Miglani,  Bahadurgarh , sourabhmiglani@yahoo.com, 9911001789 18 Rachit Rastogi, 9999200213, rachit.miet@gmail.com 19 Sarita Singh, 9953993155, sarita111c@gmail.com, 20 Ashish Vijay, 9999199914 21 Tapan Jain, Firozabad, 9927991228 22 Rajan -08692800093 23 Dr. S. Koul, drshalinderkoul@gmail.com Ghaziabad 24 Surender Sharma , 971-504626185
25 Gaurav Jain (9871371159) 26 Rachit- 9873937033 / 12404222842 27 Nitin Sharma 9717364555, Noida 28 Muzammil Husain,, muzdelhi@gmail.com 29 Dr J S BEDI 9818286098 email i.d bedi_1975@yahoo.co.in 30 Deepanshu Bajaj, 09910689123, deepanshu.bajaj86@gmail.com 31 vinit Sharma, 9910864422, vinit2209@gmail.com 32 Sachin 9871191945 2 BHK 1095 Sq ft , sachinmgupta@gmail.com 33 Piyusha,  Delhi 34 Swatantra Gupta  35 Tushar Sharma - 36 abhishek singh  37 Vinay  38 Abhishek Kumar noida 39 Ankur G  39 prashant kumar,  40 Abhinav Rajput  41 Sanjay Gupta  42 Ram Kishor Meena 25 Gaurav Jain (9871371159) 26 Rachit- 9873937033 / 12404222842 27 Nitin Sharma 9717364555, Noida 28 Muzammil Husain,, muzdelhi@gmail.com 29 Dr J S BEDI 9818286098 email i.d bedi_1975@yahoo.co.in 30 Deepanshu Bajaj, 09910689123, deepanshu.bajaj86@gmail.com 31 vinit Sharma, 9910864422, vinit2209@gmail.com 32 Sachin 9871191945 2 BHK 1095 Sq ft , sachinmgupta@gmail.com 33 Piyusha,  Delhi 34 Swatantra Gupta  35 Tushar Sharma - 36 abhishek singh  37 Vinay  38 Abhishek Kumar noida 39 Ankur G  39 prashant kumar,  40 Abhinav Rajput  41 Sanjay Gupta  42 Ram Kishor Meena 
So Surendra, why do you say that builder will ask you for next 15% of installment without making a BBA? Is that legal / standard practice? Shouldnt we ask for a BBA before making any payment as without BBA we dont have any official document related to apartment bookingSo Surendra, why do you say that builder will ask you for next 15% of installment without making a BBA? Is that legal / standard practice? Shouldnt we ask for a BBA before making any payment as without BBA we dont have any official document related to apartment booking
I just spoke with Jay prakash from ajnara at 9643005204. he is looking after tower H and told me that there is no issue and corporate bank will soon sanction loan for tower H. he mentioned next demand expected by July end/ Aug beginning.I just spoke with Jay prakash from ajnara at 9643005204. he is looking after tower H and told me that there is no issue and corporate bank will soon sanction loan for tower H. he mentioned next demand expected by July end/ Aug beginning.
Service tax should be charged for every payment. if they didnt take it in initial 4 lak, they should collect it now. At the end they need to pay it to the govt on all installments at relevant rateService tax should be charged for every payment. if they didnt take it in initial 4 lak, they should collect it now. At the end they need to pay it to the govt on all installments at relevant rate
@ Dr J S Bedi, service tax is always paid by resident not builder. For an apartment I booked in 2010, I had to pay the service tax. builder simply passes on that cost to resident. I think same is mentioned in the application form as well as the cost sheet I got from them in 2012. If Dimple ends up asking for 5% before executing BBA ( though I still don't understand why would builder ask for any payment before executing BBA), are we still united in talking about this with the builder senior mgmt in a meeting? A middle path could be for the builder to send us both the 5% payment request and BBA document for us to fill up. We can then send both together, hoping builder will sign and send back the signed BBA to us soon. the main concern in my mind is if the project is fully approved ( bankable) at this point.@ Dr J S Bedi, service tax is always paid by resident not builder. For an apartment I booked in 2010, I had to pay the service tax. builder simply passes on that cost to resident. I think same is mentioned in the application form as well as the cost sheet I got from them in 2012. If Dimple ends up asking for 5% before executing BBA ( though I still don't understand why would builder ask for any payment before executing BBA), are we still united in talking about this with the builder senior mgmt in a meeting? A middle path could be for the builder to send us both the 5% payment request and BBA document for us to fill up. We can then send both together, hoping builder will sign and send back the signed BBA to us soon. the main concern in my mind is if the project is fully approved ( bankable) at this point.
I would say , see the installment schedule for both plans - construction linked and flexi and compare which one would be cheaper assuming on the difference in payments between the two, you get the bank fd return. It assumes you have all the financing and dont need any loan. If you are taking loan you have to factor in the interest. Said differently, you calculate the NPV of both payment plans. I did the FD interest rate calculation and the flexi plan seemed cheaper. So I went with it. But of course you pay more in flexi upfront and hence your exposure is higher if the project goes underwater. So you have to weigh the risk - reward and go with the option based on how much risk you can take. I went with flexi - higher risk higher reward option.I would say , see the installment schedule for both plans - construction linked and flexi and compare which one would be cheaper assuming on the difference in payments between the two, you get the bank fd return. It assumes you have all the financing and dont need any loan. If you are taking loan you have to factor in the interest. Said differently, you calculate the NPV of both payment plans. I did the FD interest rate calculation and the flexi plan seemed cheaper. So I went with it. But of course you pay more in flexi upfront and hence your exposure is higher if the project goes underwater. So you have to weigh the risk - reward and go with the option based on how much risk you can take. I went with flexi - higher risk higher reward option.
today I got an email response from Dimple that if I wish to see the approvals/documents, I can come to the office. That sounds like they would have atleast some approvals. Since I am not in India, if anyone plans to visit their office, can you please ask to see the approvals they have including a site map signed and stamped by registrar from town and country planner office ( I think that's or something similar is the name of the authority that grants an official number and stamps the detailed site map). On a different note, though I would love to see a big appreciation in price, right now I am not worried about the correct price on any of these websites. Once the project starts and confusion clears in market, it should come at par with nearby project prices. Also if anyone has collected BBA from their office, please update the group. That will be our first legal document on contract between us and Ajnara.today I got an email response from Dimple that if I wish to see the approvals/documents, I can come to the office. That sounds like they would have atleast some approvals. Since I am not in India, if anyone plans to visit their office, can you please ask to see the approvals they have including a site map signed and stamped by registrar from town and country planner office ( I think that's or something similar is the name of the authority that grants an official number and stamps the detailed site map). On a different note, though I would love to see a big appreciation in price, right now I am not worried about the correct price on any of these websites. Once the project starts and confusion clears in market, it should come at par with nearby project prices. Also if anyone has collected BBA from their office, please update the group. That will be our first legal document on contract between us and Ajnara.
guys, lot of us seem active in this group now and are ready to meet Ajnara. All we need is someone local to set up a meeting. Pramod are you in touch with Ajnara to set up a meeting or Surendra, since you workplace is so close to Ajanara office, are you willing to set up a meeting time? Thanks a lot for your efforts. Ajayguys, lot of us seem active in this group now and are ready to meet Ajnara. All we need is someone local to set up a meeting. Pramod are you in touch with Ajnara to set up a meeting or Surendra, since you workplace is so close to Ajanara office, are you willing to set up a meeting time? Thanks a lot for your efforts. Ajay
looks like the only way to resolve all these questions the quickest is to meet Ajnara mgmt. i tried calling Lalit a few times but he doesnt pick up phone and of course he doesnt respond to emails either. they dont seem to care for individual requests.looks like the only way to resolve all these questions the quickest is to meet Ajnara mgmt. i tried calling Lalit a few times but he doesnt pick up phone and of course he doesnt respond to emails either. they dont seem to care for individual requests.
updated list: # Name Phone/email Location 1 David Maurya, 8130626594 Delhi 2 Kapil, 8285827430 Chennai 3 Ravi Prakash 8742997778  4 Pramod Gupta 9811337379  5 Nimit Manglick 9899302606  6 Vikas Kodesia 9899798125 Delhi 7 Rajnish Maurya 9910890055  8 Ashish Garg 9953700502 Gaziabad 9 surendra & 2 of his friends 9999457026 Noida 10 Mohit 9999675098 Delhi 11 Ajay Sharma 17342729340 USA 12 surbhit agarwal, surbhit17@gmail.com; (Father -Mahesh Agarwal, 9810615182) 13 Vikas Kumar 9958033666 14 Atul Pandey 9418002482 15 Udit garg 9711167499 16 Anil K SINGH, 09917464656, ak1965singh@gmail.com; Rudrapur,Uttarakhand 17 Dr. S. Koul, drshalinderkoul@gmail.com Ghaziabad 18 abhishek singh  19 Vinay  20 Abhishek Kumar  21 Ankur G  22 prashant kumar,  23 Abhinav Rajput  24 sachin kumar  25 Sanjay Gupta  26 Ram Kishor Meena  27 Piyusha,  Delhi 28 Swatantra Gupta  29 Tushar Sharma updated list: # Name Phone/email Location 1 David Maurya, 8130626594 Delhi 2 Kapil, 8285827430 Chennai 3 Ravi Prakash 8742997778  4 Pramod Gupta 9811337379  5 Nimit Manglick 9899302606  6 Vikas Kodesia 9899798125 Delhi 7 Rajnish Maurya 9910890055  8 Ashish Garg 9953700502 Gaziabad 9 surendra & 2 of his friends 9999457026 Noida 10 Mohit 9999675098 Delhi 11 Ajay Sharma 17342729340 USA 12 surbhit agarwal, surbhit17@gmail.com; (Father -Mahesh Agarwal, 9810615182) 13 Vikas Kumar 9958033666 14 Atul Pandey 9418002482 15 Udit garg 9711167499 16 Anil K SINGH, 09917464656, ak1965singh@gmail.com; Rudrapur,Uttarakhand 17 Dr. S. Koul, drshalinderkoul@gmail.com Ghaziabad 18 abhishek singh  19 Vinay  20 Abhishek Kumar  21 Ankur G  22 prashant kumar,  23 Abhinav Rajput  24 sachin kumar  25 Sanjay Gupta  26 Ram Kishor Meena  27 Piyusha,  Delhi 28 Swatantra Gupta  29 Tushar Sharma 
I also received new cost sheet from Dimple along with an ask to clear 15% of total cost to execute the BBA. I am planning to ask her to hand over to my bro the BBA document at the time he hands them over the payment check. Anyone planning to do the same? Also I didnt understand what Dimple's other email was on the special offer for INR 2000 + service tax. Have asked her to clarify.I also received new cost sheet from Dimple along with an ask to clear 15% of total cost to execute the BBA. I am planning to ask her to hand over to my bro the BBA document at the time he hands them over the payment check. Anyone planning to do the same? Also I didnt understand what Dimple's other email was on the special offer for INR 2000 + service tax. Have asked her to clarify.
guys should we be worried about the 'no loan approved yet by the banks yet?' @ Ashish, what did the ICICI guy say when you confronted him? Is there anything behind him going back on his words? BTW I also got a demand letter which gives the outstanding amount as difference between my initial deposit and 40% payment (10% 1st and 30% 2nd payment for flexi plan)guys should we be worried about the 'no loan approved yet by the banks yet?' @ Ashish, what did the ICICI guy say when you confronted him? Is there anything behind him going back on his words? BTW I also got a demand letter which gives the outstanding amount as difference between my initial deposit and 40% payment (10% 1st and 30% 2nd payment for flexi plan)
Ashish at what price did u book at My Woods? Also at what stage is the project? did u check if their papers were in order? you don't want another ambrosia type experience :)Ashish at what price did u book at My Woods? Also at what stage is the project? did u check if their papers were in order? you don't want another ambrosia type experience :)
I will call Dimple in a day or two to follow up on my following email to her. I would insist to her that 'no BBA, no payment.' We all have the money , that's not a problem, but its illegal to ask for money without any legal agreement. Hi Dimple, It was nice to speak with you on phone. Can you please email me the following: 1) cost sheet with all cost components and next demand amount so that I can confirm if its matches my records. 2) list of all legal approvals that Ajanra has procured and those that are in-process. With so many uncertainties surrounding the project for so long, its only fair that I get to know about the project legal status and approvals before I make further payment. 3) expected timeline of the project, ie, when will I receive builder buyer agreement, construction estimated start date and estimated delivery date. 4) Can you please confirm if there is any change in the layout/ send me the latest layout with tower H marked in it.I will call Dimple in a day or two to follow up on my following email to her. I would insist to her that 'no BBA, no payment.' We all have the money , that's not a problem, but its illegal to ask for money without any legal agreement. Hi Dimple, It was nice to speak with you on phone. Can you please email me the following: 1) cost sheet with all cost components and next demand amount so that I can confirm if its matches my records. 2) list of all legal approvals that Ajanra has procured and those that are in-process. With so many uncertainties surrounding the project for so long, its only fair that I get to know about the project legal status and approvals before I make further payment. 3) expected timeline of the project, ie, when will I receive builder buyer agreement, construction estimated start date and estimated delivery date. 4) Can you please confirm if there is any change in the layout/ send me the latest layout with tower H marked in it.
hahah:) good comment Mohit. I am currently out of India, so would miss it. So far only 6 people confirmed above. the more people go, the stronger the voice. I can take the lead in calling those whose numbers are in the list above to check if they can come , in case they haven't been on this website lately and are unaware of the 14th Dec meeting plan.hahah:) good comment Mohit. I am currently out of India, so would miss it. So far only 6 people confirmed above. the more people go, the stronger the voice. I can take the lead in calling those whose numbers are in the list above to check if they can come , in case they haven't been on this website lately and are unaware of the 14th Dec meeting plan.
can someone please post the builder office address here ( the place for all to meet) at 11 am on 14 Dec ? it might also be helpful if one person, who has confirmed to come, mention his phone number here for others to call for coordination at the meeting place, in case some get late, some some early.can someone please post the builder office address here ( the place for all to meet) at 11 am on 14 Dec ? it might also be helpful if one person, who has confirmed to come, mention his phone number here for others to call for coordination at the meeting place, in case some get late, some some early.
Mine in June 2012 were: basic cost on paper @3500 on flexi plan plus property dealer 1,25,000 commission ( = net 3600 per sq ft) 125/sq ft lease rent other charges - IFMS at 25 / sqft other charges - sinking fund at 15 / sqft PLC 5th floor - 125 / sq ft Locaton PLC - 100 / sq ft for park facing power backup - 1 KVA power - 20,000 EEC - sub electric station charges at possession @30/ sq ft dual electric meter charges at possession - 25,000Mine in June 2012 were: basic cost on paper @3500 on flexi plan plus property dealer 1,25,000 commission ( = net 3600 per sq ft) 125/sq ft lease rent other charges - IFMS at 25 / sqft other charges - sinking fund at 15 / sqft PLC 5th floor - 125 / sq ft Locaton PLC - 100 / sq ft for park facing power backup - 1 KVA power - 20,000 EEC - sub electric station charges at possession @30/ sq ft dual electric meter charges at possession - 25,000
@ Ashish, I just spoke with ICICI rep : 9212026487-prateek and he mentioned that the loan is approved. can you try him as well how thats possible when your contact at ICICI mentioned otherwise?@ Ashish, I just spoke with ICICI rep : 9212026487-prateek and he mentioned that the loan is approved. can you try him as well how thats possible when your contact at ICICI mentioned otherwise?
5 ~ 6 months is a long time. Are there any preliminary activities started by Ajnara at the site that can assure us that work will really start soon/ within a few months? The preliminary activities could be getting Ajnara banners, site boundary, raw material etc at the site? Anyway we should plan a meeting with Ajnara as soon as possible to get a response from senior mgmt . Lalit / Ashish, from Ajnara mkting might only be the messengers of Ajnara mgmt.5 ~ 6 months is a long time. Are there any preliminary activities started by Ajnara at the site that can assure us that work will really start soon/ within a few months? The preliminary activities could be getting Ajnara banners, site boundary, raw material etc at the site? Anyway we should plan a meeting with Ajnara as soon as possible to get a response from senior mgmt . Lalit / Ashish, from Ajnara mkting might only be the messengers of Ajnara mgmt.
Below is the list of all in this thread so far. we have a big group now. Those whose phone / contact info is missing, can you please add in so that we all can quickly contact each other if need be. # Name Phone/email Location 1 David Maurya, 8130626594 Delhi 2 Kapil, 8285827430 Chennai 3 Ravi Prakash 8742997778 4 Pramod Gupta 9811337379 5 Nimit Manglick 9899302606 6 Vikas Kodesia 9899798125 Delhi 7 Rajnish Maurya 9910890055 8 Ashish Garg 9953700502 Gaziabad 9 surendra & 2 of his friends 9999457026 Noida 10 Mohit 9999675098 Delhi 11 Ajay Sharma 17342729340 US 12 Dr. S. Koul, drshalinderkoul@gmail.com Ghaziabad 13 surbhit agarwal, surbhit17@gmail.com 14 Vikas Kumar vikad.k.in@gmail.com 15 abhishek singh 16 Atul Pandey 17 Vinay 18 Abhishek Kumar 19 Ankur G 20 prashant kumar, 21 Abhinav Rajput 22 Swatantra Gupta 23 Tushar Sharma 24 sachin kumar 25 Sanjay Gupta 26 Ram Kishor MeenaBelow is the list of all in this thread so far. we have a big group now. Those whose phone / contact info is missing, can you please add in so that we all can quickly contact each other if need be. # Name Phone/email Location 1 David Maurya, 8130626594 Delhi 2 Kapil, 8285827430 Chennai 3 Ravi Prakash 8742997778 4 Pramod Gupta 9811337379 5 Nimit Manglick 9899302606 6 Vikas Kodesia 9899798125 Delhi 7 Rajnish Maurya 9910890055 8 Ashish Garg 9953700502 Gaziabad 9 surendra & 2 of his friends 9999457026 Noida 10 Mohit 9999675098 Delhi 11 Ajay Sharma 17342729340 US 12 Dr. S. Koul, drshalinderkoul@gmail.com Ghaziabad 13 surbhit agarwal, surbhit17@gmail.com 14 Vikas Kumar vikad.k.in@gmail.com 15 abhishek singh 16 Atul Pandey 17 Vinay 18 Abhishek Kumar 19 Ankur G 20 prashant kumar, 21 Abhinav Rajput 22 Swatantra Gupta 23 Tushar Sharma 24 sachin kumar 25 Sanjay Gupta 26 Ram Kishor Meena
so guys, i hope we dont lose the momentum to set up a group meeting with Ajnara at this stage. We all have put in time and effort to get together on this group, share our contact details here and willingness to talk to the builder for our right to information. Is anyone living in NCR, willing to coordinate a meeting with Ajnara asking for official confirmation of the various news floating around? thanks, Ajayso guys, i hope we dont lose the momentum to set up a group meeting with Ajnara at this stage. We all have put in time and effort to get together on this group, share our contact details here and willingness to talk to the builder for our right to information. Is anyone living in NCR, willing to coordinate a meeting with Ajnara asking for official confirmation of the various news floating around? thanks, Ajay
Is there anyone in this group who has connections at senior level in police in NCR ? May be if someone from police goes to talk to the builder, we might get a truthful answer.Is there anyone in this group who has connections at senior level in police in NCR ? May be if someone from police goes to talk to the builder, we might get a truthful answer.
looks like signing BBA is a non-issue as builder is agreeing to do that. All that is left is final approval from bank and its underway. That sounds like a good progress to me. :) I will call the bank contacts again to check about the project approval status. Hope we soon hear a confirmation from the banks. I am thinking it might also be a good idea to ask Ajnara on when the construction is going to start as that's what matters at the end of the day.looks like signing BBA is a non-issue as builder is agreeing to do that. All that is left is final approval from bank and its underway. That sounds like a good progress to me. :) I will call the bank contacts again to check about the project approval status. Hope we soon hear a confirmation from the banks. I am thinking it might also be a good idea to ask Ajnara on when the construction is going to start as that's what matters at the end of the day.
Finally did anyone meet Ajnara on saturday? Can someone who met post comments here to let everyone know what happened of the planned meeting? Thanks a lotFinally did anyone meet Ajnara on saturday? Can someone who met post comments here to let everyone know what happened of the planned meeting? Thanks a lot
guys do any of you have any update on Ajnara construction progress or any bank loan related issues? thanks, ajayguys do any of you have any update on Ajnara construction progress or any bank loan related issues? thanks, ajay
so does that mean Ajnara must have all the approvals since banks must have done their due diligence before approving the project?so does that mean Ajnara must have all the approvals since banks must have done their due diligence before approving the project?
Just spoke with Ashish from ICICI bank. He mentioned that all papers inc approved map from Noida authority are in and the internal process for loan approval should be done in a week. He also mentioned that excavation work started on site on 10 Jan. Has anyone been to the site recently to see if anything really started?Just spoke with Ashish from ICICI bank. He mentioned that all papers inc approved map from Noida authority are in and the internal process for loan approval should be done in a week. He also mentioned that excavation work started on site on 10 Jan. Has anyone been to the site recently to see if anything really started?
Thanks a lot Abhishek for the update. it feels good to be part of a group that stands together for its rights. :) I hope the info from Ajnara is true this time. Since all of us booked a specific direction/ park facing apt ( I booked a park facing one), I am assuming that the revised plan wont change the layout of the initial towers. did Lalit mentioned that he would share the new layout as well? also did he say that the new layout is already approved by the authorities? thanks, ajayThanks a lot Abhishek for the update. it feels good to be part of a group that stands together for its rights. :) I hope the info from Ajnara is true this time. Since all of us booked a specific direction/ park facing apt ( I booked a park facing one), I am assuming that the revised plan wont change the layout of the initial towers. did Lalit mentioned that he would share the new layout as well? also did he say that the new layout is already approved by the authorities? thanks, ajay
@ Atul, If I understood Ashish point above, then in current format, we pay only 3.06% ST on lease rent amount along with the BSP. If we can successfully get it singled out and move to other costs such as PLC, EEC etc then we pay 12.36% ST on it. So why do you want it moved? ON a different note, I havent yet heard back from Dimple on first signing BBA and then making next payment proposal I made to her. Is anyone pushing for it or going Ashish's way of doing both together (which is equally good to me) or simply going with builder proposition of making payment first?@ Atul, If I understood Ashish point above, then in current format, we pay only 3.06% ST on lease rent amount along with the BSP. If we can successfully get it singled out and move to other costs such as PLC, EEC etc then we pay 12.36% ST on it. So why do you want it moved? ON a different note, I havent yet heard back from Dimple on first signing BBA and then making next payment proposal I made to her. Is anyone pushing for it or going Ashish's way of doing both together (which is equally good to me) or simply going with builder proposition of making payment first?
Does everyone has the address of the ajnara office to meet at?Does everyone has the address of the ajnara office to meet at?
Just spoke with Dimple on phone. She mentioned making next payment as the next step after which BBA will be executed. I strongly contested that procedure as illegal and mentioned to her that we the residents can get a lawyer to discuss this if Ajnara prefers so but asking for money without any BBA legal document is illegal practice. I asked her to take my email in which I formally made the ask to get BBA first, to her senior mgmt and get back to me. I dont want to make any payment without legal documents. Below is my email to her.Just spoke with Dimple on phone. She mentioned making next payment as the next step after which BBA will be executed. I strongly contested that procedure as illegal and mentioned to her that we the residents can get a lawyer to discuss this if Ajnara prefers so but asking for money without any BBA legal document is illegal practice. I asked her to take my email in which I formally made the ask to get BBA first, to her senior mgmt and get back to me. I dont want to make any payment without legal documents. Below is my email to her.
Hi Dimple, I am following up on my last email. Do you have any update? Also I am waiting for the builder buyer agreement document. Without that, I dont have any legal documents to prove I made the initial deposit of Rs 4.75 lak to Ajnara for an apartment in their project Ambrosia. All builders execute a signed BBA before taking any money as a standard legal practice. Ajnara being a big builder, I expect Ajnara to follow ethical and legal practices as well. Hoping to execute on the BBA as the next step after a long delay of more than one and a half years since I gave the deposit.Hi Dimple, I am following up on my last email. Do you have any update? Also I am waiting for the builder buyer agreement document. Without that, I dont have any legal documents to prove I made the initial deposit of Rs 4.75 lak to Ajnara for an apartment in their project Ambrosia. All builders execute a signed BBA before taking any money as a standard legal practice. Ajnara being a big builder, I expect Ajnara to follow ethical and legal practices as well. Hoping to execute on the BBA as the next step after a long delay of more than one and a half years since I gave the deposit.
@ Atul, your calculations on lease rent make sense. Surely it's a point to discuss with Ajnara. Though I think the other issue of - BBA timing vs next payment and latest status on bank loan approval (as a proof of project legal clearings) is more critical. If the residents' group can have a meeting with senior mgmt of Ajnara this time, we can bring these up and show we are aware and together. Unless we hold them accountable, we cant expect anything from them.@ Atul, your calculations on lease rent make sense. Surely it's a point to discuss with Ajnara. Though I think the other issue of - BBA timing vs next payment and latest status on bank loan approval (as a proof of project legal clearings) is more critical. If the residents' group can have a meeting with senior mgmt of Ajnara this time, we can bring these up and show we are aware and together. Unless we hold them accountable, we cant expect anything from them.
I haven't received the 4th demand for tower H (unit 506). @ Arunda, what did Axis, HDFC say for tower H loan non - disbursal? which approval is missing? that is something we should follow up with Ajnara on why is it missing for tower H?I haven't received the 4th demand for tower H (unit 506). @ Arunda, what did Axis, HDFC say for tower H loan non - disbursal? which approval is missing? that is something we should follow up with Ajnara on why is it missing for tower H?
# Name Phone/email Location 1 David Maurya, 8130626594 Delhi 2 Kapil, 8285827430 Chennai 3 Ravi Prakash 8742997778  4 Pramod Gupta 9811337379  5 Nimit Manglick 9899302606  6 Vikas Kodesia 9899798125 Delhi 7 Rajnish Maurya 9910890055  8 Ashish Garg 9953700502 Gaziabad 9 surendra & 2 of his friends 9999457026 Noida 10 Mohit 9999675098 Delhi 11 Ajay Sharma 17342729340 USA 12 surbhit agarwal, surbhit17@gmail.com; (Father -Mahesh Agarwal, 9810615182) 13 Vikas Kumar 9958033666 14 Atul Pandey 9418002482 15 Udit garg 9711167499  16 Anil K SINGH, 09917464656, ak1965singh@gmail.com; Rudrapur,Uttarakhand 17 Sourabh Miglani,  Bahadurgarh , sourabhmiglani@yahoo.com, 9911001789 18 Rachit Rastogi, 9999200213, rachit.miet@gmail.com 19 Sarita Singh, 9953993155, sarita111c@gmail.com, 20 Ashish Vijay, 9999199914 21 Tapan Jain, Firozabad, 9927991228 22 Rajan -08692800093 23 Dr. S. Koul, drshalinderkoul@gmail.com Ghaziabad 24 abhishek singh  25 Vinay  26 Abhishek Kumar # Name Phone/email Location 1 David Maurya, 8130626594 Delhi 2 Kapil, 8285827430 Chennai 3 Ravi Prakash 8742997778  4 Pramod Gupta 9811337379  5 Nimit Manglick 9899302606  6 Vikas Kodesia 9899798125 Delhi 7 Rajnish Maurya 9910890055  8 Ashish Garg 9953700502 Gaziabad 9 surendra & 2 of his friends 9999457026 Noida 10 Mohit 9999675098 Delhi 11 Ajay Sharma 17342729340 USA 12 surbhit agarwal, surbhit17@gmail.com; (Father -Mahesh Agarwal, 9810615182) 13 Vikas Kumar 9958033666 14 Atul Pandey 9418002482 15 Udit garg 9711167499  16 Anil K SINGH, 09917464656, ak1965singh@gmail.com; Rudrapur,Uttarakhand 17 Sourabh Miglani,  Bahadurgarh , sourabhmiglani@yahoo.com, 9911001789 18 Rachit Rastogi, 9999200213, rachit.miet@gmail.com 19 Sarita Singh, 9953993155, sarita111c@gmail.com, 20 Ashish Vijay, 9999199914 21 Tapan Jain, Firozabad, 9927991228 22 Rajan -08692800093 23 Dr. S. Koul, drshalinderkoul@gmail.com Ghaziabad 24 abhishek singh  25 Vinay  26 Abhishek Kumar 
27 Ankur G  28 prashant kumar,  29 Abhinav Rajput  30 sachin kumar  31 Sanjay Gupta  32 Ram Kishor Meena  33 Piyusha,  Delhi 34 Swatantra Gupta  35 Tushar Sharma27 Ankur G  28 prashant kumar,  29 Abhinav Rajput  30 sachin kumar  31 Sanjay Gupta  32 Ram Kishor Meena  33 Piyusha,  Delhi 34 Swatantra Gupta  35 Tushar Sharma
on what amount do you apply the 3.06% and the 12.36% respectively? Also I had park facing PLC of Rs 100/ sq ft and a sinking fund of Rs 15/ sq ft. This was in my initial form. I am yet to receive the cost sheet for final confirmation.on what amount do you apply the 3.06% and the 12.36% respectively? Also I had park facing PLC of Rs 100/ sq ft and a sinking fund of Rs 15/ sq ft. This was in my initial form. I am yet to receive the cost sheet for final confirmation.
Hey group. with Diwali timeline around the corner, is anyone planning any meeting with Ajnara?Hey group. with Diwali timeline around the corner, is anyone planning any meeting with Ajnara?
ok. so I called almost all those whose phone numbers are listed above and many of them confirmed coming to the meeting. Hopefully we will have more than 15 turnouts. Someone mentioned that he was reached by a TV correspondent about Ajnara mis treatment of the investors and he sent the correspondent a video recording. If you could please share here the contact info of the TV reporter, it will be great as many of us can call him/ her to express our concern and get it all in the story that would be aired on TV. Ajnara deserves this. Unless we put some pressure we wont get a real answer from the builder. thanks to all who confirmed on phone their presence at the upcoming meeting. Ajayok. so I called almost all those whose phone numbers are listed above and many of them confirmed coming to the meeting. Hopefully we will have more than 15 turnouts. Someone mentioned that he was reached by a TV correspondent about Ajnara mis treatment of the investors and he sent the correspondent a video recording. If you could please share here the contact info of the TV reporter, it will be great as many of us can call him/ her to express our concern and get it all in the story that would be aired on TV. Ajnara deserves this. Unless we put some pressure we wont get a real answer from the builder. thanks to all who confirmed on phone their presence at the upcoming meeting. Ajay
Ajay Sharma - H 506 (1255 sq ft). well I got my unit at 3500 / sq ft base price in flexi plan when investor clinic was offering at 3638/ q ft (which was 4% discount on 3700 / sq ft price), in May 2012. But then after the booking, the property dealer who got my unit booked called me asking to send 1,25,000 for the policeman who went him to builder office to get a favorable rate. i was quite upset as I didnt want any of such thing and it effectively turned my 1,25,000 in black money which I didnt want. He threatened to get the unit canceled if I didnt pay. by then I was back in US and since the net base price after this commission was still at 3600/ sq ft which was below 3638/ sq ft mkt price , I took it. Then somewhere in the process they lost my booking form and I had to call every other day for a month after which the dealer stopped taking my phone and the builder sent me a blank booking form to refill which I did & got receipt for 4,75,000 advance payment to Ajnara.Ajay Sharma - H 506 (1255 sq ft). well I got my unit at 3500 / sq ft base price in flexi plan when investor clinic was offering at 3638/ q ft (which was 4% discount on 3700 / sq ft price), in May 2012. But then after the booking, the property dealer who got my unit booked called me asking to send 1,25,000 for the policeman who went him to builder office to get a favorable rate. i was quite upset as I didnt want any of such thing and it effectively turned my 1,25,000 in black money which I didnt want. He threatened to get the unit canceled if I didnt pay. by then I was back in US and since the net base price after this commission was still at 3600/ sq ft which was below 3638/ sq ft mkt price , I took it. Then somewhere in the process they lost my booking form and I had to call every other day for a month after which the dealer stopped taking my phone and the builder sent me a blank booking form to refill which I did & got receipt for 4,75,000 advance payment to Ajnara.
in which document do you see - one covered car parking? I have only a receipt of 4,75,000 advance payment from builder. No other document. Lalit from Ajnara later sent sent me a price sheet document which mentioned one open car parking ( not covered) and sinking fund which was not told to me earlier by the property dealer. But I accepted it as it came from builder and i had no other document to contest it. Can anyone please email me the latest layout/ map photo at sharmaaj@gmail.com thanks a lot. Ajayin which document do you see - one covered car parking? I have only a receipt of 4,75,000 advance payment from builder. No other document. Lalit from Ajnara later sent sent me a price sheet document which mentioned one open car parking ( not covered) and sinking fund which was not told to me earlier by the property dealer. But I accepted it as it came from builder and i had no other document to contest it. Can anyone please email me the latest layout/ map photo at sharmaaj@gmail.com thanks a lot. Ajay
yeah. i am willing to wait much longer than 3 months if worst comes first as builder is apparently returning @12% interest rate. so we will get the bank interest rate at the very minimum. Of course best return scenario is the project starting .yeah. i am willing to wait much longer than 3 months if worst comes first as builder is apparently returning @12% interest rate. so we will get the bank interest rate at the very minimum. Of course best return scenario is the project starting .
the booking form i filled up has all price details. And I have a set of email threads with Lalit from Ajnara on each price component confirmation. Also i got a price sheet stamped with Ajnara India stamp that has same price details. your booking form should have that as well.the booking form i filled up has all price details. And I have a set of email threads with Lalit from Ajnara on each price component confirmation. Also i got a price sheet stamped with Ajnara India stamp that has same price details. your booking form should have that as well.
this is what I just wrote to Dimple as my patience is giving up now : Hi Dimple, Yesterday I spoke with Ashish from ICICI bank and he mentioned that excavation activity has already started at the site. Checking with others who have booked an apartment in Ambrosia in our resident forum, I realized that nothing has started yet. Kindly instruct the bankers you are recommending to not lie that would further make all of the residents suspicious of not just Ambrosia but also Ajnara. Already in social media people are talking about false/ no information from Ajnara for last 1.5 years, I don't think Ajnara will want all the Ambrosia residents to further fuel the conversation. If at all, kindly ensure we get correct information on Ambrosia as lot of potential investors are contacting us through our forum to ask if they should invest in Ambrosia and we hope our bad experiences will end soon.this is what I just wrote to Dimple as my patience is giving up now : Hi Dimple, Yesterday I spoke with Ashish from ICICI bank and he mentioned that excavation activity has already started at the site. Checking with others who have booked an apartment in Ambrosia in our resident forum, I realized that nothing has started yet. Kindly instruct the bankers you are recommending to not lie that would further make all of the residents suspicious of not just Ambrosia but also Ajnara. Already in social media people are talking about false/ no information from Ajnara for last 1.5 years, I don't think Ajnara will want all the Ambrosia residents to further fuel the conversation. If at all, kindly ensure we get correct information on Ambrosia as lot of potential investors are contacting us through our forum to ask if they should invest in Ambrosia and we hope our bad experiences will end soon.
@Shoyeb, I remember from initial documents that builder gave 36 months + 6 months grace period from date of booking for the completion date, after which the builder will pay the delayed delivery penalty. giving 31.7.2017 is a point of concern for me as well. it should be 10 Jan 2017, assuming booking date is considered to be 10 Jan 2014. I am yet to receive my BBA though.@Shoyeb, I remember from initial documents that builder gave 36 months + 6 months grace period from date of booking for the completion date, after which the builder will pay the delayed delivery penalty. giving 31.7.2017 is a point of concern for me as well. it should be 10 Jan 2017, assuming booking date is considered to be 10 Jan 2014. I am yet to receive my BBA though.
by the way, none of the documents I mentioned above are considered legal documents. the builder buyer agreement is a legal document that should list all the correct details and can be taken to court in case of dispute. hopefully we will receive it shortly.by the way, none of the documents I mentioned above are considered legal documents. the builder buyer agreement is a legal document that should list all the correct details and can be taken to court in case of dispute. hopefully we will receive it shortly.
@Shoyeb, what is FAR?@Shoyeb, what is FAR?
what Ashish says makes sense to me. Dr Bedi if there is any specific approval that you think is missing, can you tell us what is it? May be you can call the bank contacts mentioned above and check for specific approvals. that should clarify any doubts.what Ashish says makes sense to me. Dr Bedi if there is any specific approval that you think is missing, can you tell us what is it? May be you can call the bank contacts mentioned above and check for specific approvals. that should clarify any doubts.
the date keeps on moving still. Earlier comments above had Sept. now its 5th Oct. lets see if it holds. I spoke with Lalit and Manish multiple times, though my last communication was a few months ago when the things were totally messed up at Ajnara. BTW, Navratras start on 5th Oct as well. So may be they are shooting for that - if they are telling us the truth this time, which I sincerely hope for !the date keeps on moving still. Earlier comments above had Sept. now its 5th Oct. lets see if it holds. I spoke with Lalit and Manish multiple times, though my last communication was a few months ago when the things were totally messed up at Ajnara. BTW, Navratras start on 5th Oct as well. So may be they are shooting for that - if they are telling us the truth this time, which I sincerely hope for !
I just called Manoj from ICICI bank listed above and he confirmed that Ajnara has procured all the approvals and ICICI bank checked that prior to approving the project. I am relieved of the approvals tension now. All that is left is signing of BBA - if not as next step than along with the next payment.I just called Manoj from ICICI bank listed above and he confirmed that Ajnara has procured all the approvals and ICICI bank checked that prior to approving the project. I am relieved of the approvals tension now. All that is left is signing of BBA - if not as next step than along with the next payment.
hahah :) Rachit. misery loves company. when all seems well, we get easy. Guys let us check here atleast once in a while. we can help each other on this project, share info etc if we stay in touchhahah :) Rachit. misery loves company. when all seems well, we get easy. Guys let us check here atleast once in a while. we can help each other on this project, share info etc if we stay in touch
for those who are receiving demands ( and will make a payment), are you confirming with the builder that all approvals are in place or just going by trust?for those who are receiving demands ( and will make a payment), are you confirming with the builder that all approvals are in place or just going by trust?
thanks a lot Nimit. looks like the meeting was quite productive. I wonder if its necessary to get the bank approvals before we make the next payment? Sure we dont want to put more money in an uncertain project but if they have the map approval (of the new layout) then shouldnt we be good with it? Bank approvals generally confirm that all documents are in order as banks do their due diligence before approving a project for bank loan. so it does give peace of mind. but if they show to us a copy of the map/ layout with signature and stamp of govt officials, then bank approvals will come soon. anybody in this group who knows about these technical details, please share your knowledge. thanks Ajaythanks a lot Nimit. looks like the meeting was quite productive. I wonder if its necessary to get the bank approvals before we make the next payment? Sure we dont want to put more money in an uncertain project but if they have the map approval (of the new layout) then shouldnt we be good with it? Bank approvals generally confirm that all documents are in order as banks do their due diligence before approving a project for bank loan. so it does give peace of mind. but if they show to us a copy of the map/ layout with signature and stamp of govt officials, then bank approvals will come soon. anybody in this group who knows about these technical details, please share your knowledge. thanks Ajay
Shoyeb, I am assuming that means HDFC bank is fully satisfied with Ajnara papers then. that gives me some reliefShoyeb, I am assuming that means HDFC bank is fully satisfied with Ajnara papers then. that gives me some relief
updated list below: # Name Phone/email Location 1 David Maurya, 8130626594 Delhi 2 Kapil, 8285827430 Chennai 3 Ravi Prakash 8742997778 4 Pramod Gupta 9811337379 5 Nimit Manglick 9899302606 6 Vikas Kodesia 9899798125 Delhi 7 Rajnish Maurya 9910890055 8 Ashish Garg 9953700502 Gaziabad 9 surendra & 2 of his friends 9999457026 Noida 10 Mohit 9999675098 Delhi 11 Ajay Sharma 17342729340 USA 12 Dr. S. Koul, drshalinderkoul@gmail.com Ghaziabad 13 surbhit agarwal, surbhit17@gmail.com 14 Vikas Kumar 9958033666 15 abhishek singh 16 Atul Pandey 9418002482 17 Vinay 18 Abhishek Kumar 19 Ankur G 20 prashant kumar, 21 Abhinav Rajput  22 Swatantra Gupta 23 Tushar Sharma 24 sachin kumar 25 Sanjay Gupta 26 Ram Kishor Meena 27 Udit garg 9711167499updated list below: # Name Phone/email Location 1 David Maurya, 8130626594 Delhi 2 Kapil, 8285827430 Chennai 3 Ravi Prakash 8742997778 4 Pramod Gupta 9811337379 5 Nimit Manglick 9899302606 6 Vikas Kodesia 9899798125 Delhi 7 Rajnish Maurya 9910890055 8 Ashish Garg 9953700502 Gaziabad 9 surendra & 2 of his friends 9999457026 Noida 10 Mohit 9999675098 Delhi 11 Ajay Sharma 17342729340 USA 12 Dr. S. Koul, drshalinderkoul@gmail.com Ghaziabad 13 surbhit agarwal, surbhit17@gmail.com 14 Vikas Kumar 9958033666 15 abhishek singh 16 Atul Pandey 9418002482 17 Vinay 18 Abhishek Kumar 19 Ankur G 20 prashant kumar, 21 Abhinav Rajput  22 Swatantra Gupta 23 Tushar Sharma 24 sachin kumar 25 Sanjay Gupta 26 Ram Kishor Meena 27 Udit garg 9711167499
for those taking loan, can u please ask your bank guy what Ashish mentioned above - the Sanction Number and Date of the approval given by Noida Authority. That way even if processing is ongoing at the bank, we will know that Ajnara got their approvals or not.for those taking loan, can u please ask your bank guy what Ashish mentioned above - the Sanction Number and Date of the approval given by Noida Authority. That way even if processing is ongoing at the bank, we will know that Ajnara got their approvals or not.
Ashish, I hope the new website and re-opening of booking is not another trap to collect more money. What you can try is when you call them again for new booking, say u r interested in buying a flat but would want to see the legal paper work including the map approval by office of town and country planner. That is generally the last step in the approval process. thanks, ajayAshish, I hope the new website and re-opening of booking is not another trap to collect more money. What you can try is when you call them again for new booking, say u r interested in buying a flat but would want to see the legal paper work including the map approval by office of town and country planner. That is generally the last step in the approval process. thanks, ajay
thanks a lot Ashish. Once I hear back from Dimple, I would ask her to allow me wait for bank approval before I make the 5% payment. I would make that request on the grounds that project has been so uncertain and the wait has been for over 1.5 years, thereby making me suspicious of project success. I cant make the argument for bank loan processing delay as she would know that I have to make 5% payment from my pocket.thanks a lot Ashish. Once I hear back from Dimple, I would ask her to allow me wait for bank approval before I make the 5% payment. I would make that request on the grounds that project has been so uncertain and the wait has been for over 1.5 years, thereby making me suspicious of project success. I cant make the argument for bank loan processing delay as she would know that I have to make 5% payment from my pocket.
Just got a mail from Dimple. Called her, she confirmed project is starting, next demand will me made soon. I sent her an email on things I need: 1) cost sheet details, 2)project legal approvals list and what's in-process. I need to know this before I make further payment for a project full of uncertainties. 3) new Layout 4) expected timeline - date for BBA, construction start estimated date and project delivery estimated date. lets see what I get back.Just got a mail from Dimple. Called her, she confirmed project is starting, next demand will me made soon. I sent her an email on things I need: 1) cost sheet details, 2)project legal approvals list and what's in-process. I need to know this before I make further payment for a project full of uncertainties. 3) new Layout 4) expected timeline - date for BBA, construction start estimated date and project delivery estimated date. lets see what I get back.
Dimple from Ajnara contact info: Dimple Trehan Asst. Manager - Finance 9999536742 Ext. -112 Email ID – dimple@ajnara.com Address : Ajnara India Limited D-247/26 , Sec-63 , Noida-201301Dimple from Ajnara contact info: Dimple Trehan Asst. Manager - Finance 9999536742 Ext. -112 Email ID – dimple@ajnara.com Address : Ajnara India Limited D-247/26 , Sec-63 , Noida-201301
I checked a cost sheet I got from builder earlier . it mentioned all other charges - PLC, IFMS, EEC , dual meter etc to be paid at time of possession, not during the regular installments in the flexi plan schedule. I will wait to see the schedule in the new cost sheet from Dimple. @ Ashish, did you see the '15% initial payment for the execution of BBA' in any official document from Ajnara? I checked all - the application form, initial deposit receipt, old cost sheet documents from Ajnara and couldnt find such statement anywhere.I checked a cost sheet I got from builder earlier . it mentioned all other charges - PLC, IFMS, EEC , dual meter etc to be paid at time of possession, not during the regular installments in the flexi plan schedule. I will wait to see the schedule in the new cost sheet from Dimple. @ Ashish, did you see the '15% initial payment for the execution of BBA' in any official document from Ajnara? I checked all - the application form, initial deposit receipt, old cost sheet documents from Ajnara and couldnt find such statement anywhere.
I totally agree. As and when we get contacted by Ajnara via email or phone, we should not agree to pay more without the legal document BBA. we can always say that we need a meeting with upper mgmt on the topic if she doesnt have the authority to give us the BBA first. I think it is illegal to ask for payment without BBA but not fully sure. We can also ask them about the legality of them asking for money without BBA. If we get together as a group then we can move the needle. If anyone in the group has a differing view point, let us hear that as well.I totally agree. As and when we get contacted by Ajnara via email or phone, we should not agree to pay more without the legal document BBA. we can always say that we need a meeting with upper mgmt on the topic if she doesnt have the authority to give us the BBA first. I think it is illegal to ask for payment without BBA but not fully sure. We can also ask them about the legality of them asking for money without BBA. If we get together as a group then we can move the needle. If anyone in the group has a differing view point, let us hear that as well.
it feels good to see that finally we are getting together to take up a stand with Ajnara as they dont seem to care for our interests in anyway. when you meet please do take the email address of the senior official whoever he is as then we can later write group email to him directly showing we all are still together. thanks, ajayit feels good to see that finally we are getting together to take up a stand with Ajnara as they dont seem to care for our interests in anyway. when you meet please do take the email address of the senior official whoever he is as then we can later write group email to him directly showing we all are still together. thanks, ajay
Hi Vijay, did they tell you why the project is not bankable yet? Is it in the process or are any approvals missing? it always help to collect info from each other so that we can validate if the builder is telling everyone same thing or just playing games.Hi Vijay, did they tell you why the project is not bankable yet? Is it in the process or are any approvals missing? it always help to collect info from each other so that we can validate if the builder is telling everyone same thing or just playing games.
ok. then since we have gone through so much of project uncertainty and consequential lack of faith, it is only fair to make a fair case to Ajnara senior mgmt that the next demand only be made after securing atleast one public bank approval. this type of demand would mean another group meeting, this time with senior mgmt who can take a decision.ok. then since we have gone through so much of project uncertainty and consequential lack of faith, it is only fair to make a fair case to Ajnara senior mgmt that the next demand only be made after securing atleast one public bank approval. this type of demand would mean another group meeting, this time with senior mgmt who can take a decision.
Thats Awesome Surendra. Hats off to you for mobilizing a TV reporter for tour group meeting. Now Ajnara management will be under atleast some pressure to respond. Hopefully many from the group will be able to share our experiences with him on the venue. AjayThats Awesome Surendra. Hats off to you for mobilizing a TV reporter for tour group meeting. Now Ajnara management will be under atleast some pressure to respond. Hopefully many from the group will be able to share our experiences with him on the venue. Ajay
I meant : 'Our group meeting* above.I meant : 'Our group meeting* above.
My comments to replies
Guys, I just had detailed discussion with Dimple. She said that they are total 500 clients which are having booking as of today. She is sending BBA Tower wise by courier for those who have not executed it yet. I am having Unit in Tower G so I will be getting in this week. After this I need to sign it and send it back to them which they will return to me after getting it signed from approval authority at same time. At the same time, they have applied for approvals from ICICI, HDFC, Corporation and PNB (not applied yet but in process). If they get approval from any bank even from a single bank, they will start sending the demand letters Tower wise for those 500 bookings and they will provide a time duration of 20-30 days for Flexi payment. So who ever is getting BBA by courier can get it singed and executed. There is no problem. They will send Demand letter for next payment only after bank approval and that is too thru Courier. Demand letter is your Booking date.
Hi Ashish, does the demand ask timeline that you mentioned above for next installment, includes the 15% initial ask for BBA execution as well, ie, no more additional 5% payment demand from builder till bank loan is approved? I had made only 10% initial payment so far.
29th January 2014

What about free transfer after 40%. Is It mentioned in agreement. We should raise this issue at this time .At least one mail from Ajnara for this commitment. Pl discuss this issue before signing BBA.
Praveen in my initial documents, I had free transfer pending builder admin charges. So I am not sure it was ever really free. doesnt hurt to clarify/ ask builder now for the same though.
29th January 2014

Guys for those of use in NCR, lets get together and demand a meeting with Ajnara management to get a response and plan of action. For those outside, let us call on phone/ email and support this action. Its our hard earned money and only we can save it.
guys, let us count here who all are interested in pursuing the matter with builder here? That means someone local ( I am not in India now) is willing to represent us all and tlak to builder. So I start the count here with 1 for me.
7th July 2013

I spoke to Ajnara guys thru very close relative and project is sill there. There is no news of scrap. Just wait for another 1 month till may'13 end. Project is not scrapped. Even I called corporate office at Sec 62 many times in last 1 month. They also suggested to wait till May'13 end.
Ashish I spoke with Lalit Tyagi in mkting a few months ago. Not sure whether he knows all the pieces or was just reciting what Ajnara top officials decided. Since a dispute is going on between the farmers and Noida authority, the outcome will dictate what will happen to the project. Ashish, whom did you speak with at Ajnara? if your source is different from Lalit, we can atleast cross validate the messages we heard. As per my last conversation with Lalit, the project status will come clearer by May.
29th April 2013
Ashish, then your source of info is lot more reliable. Please keep all of us informed if you hear any updates.
4th May 2013
Yesterday I spoke with Lalit from MKitng in Ajnara. He mentioned that the land dispute with farmers is over and they are awaiting some clearances from Noida Authority. He suggested me to call again by May end as then he will have updates. He sounded hopeful but wasnt 100% sure. Anyway May end is not that far.
11th May 2013
yesterday spoke with someone in mkting at Ajnara. learnt that the project might most probably cancel and the builder will return our deposit money. if it so happens, then its a big loss for all of us as we wont get any apartment in vicinity for 3500- 3600 base price now. anybody has nay updates?
1st June 2013

Hi Ajay Share ur mobile number in US, will add you in a watsapp grp
Hi Mohit, my US number is: +17342729340 thanks Ajay
16th December 2013

Earlier i applied loan in HDFC bank but today HDCF rep told that processing will take time and file is not logged till now for loan. So i talked to ICICI bank rep and he told that project has been approved by ICICI Bank. I am applying for loan there now.
@ Ashish, since ICICI told you loan is approved, so hopefully they did the necessary due diligence. But to be doubly sure, can you check with them on the Sanction Number and Date of the approval given by Noida Authority as a confirmation?
7th February 2014

Hi All, I spoke to Lalit Tyagi, marketing manager ajanara ambrosia, today. He said that launch for this project is delayed till Diwali. He also said that farmers are creating trouble in noida. ajanara is about to settle issue with them. However, he cannot give any deadline for launch..
Farmer's protest is an issue but the bigger ones ae the other 2 - court case by a local politician and the land ownership transfer. Court case is out of control of Ajnara.
24th July 2013

I signed four papers of FAR also which were printed on normal A4 plain paper. They were sent with BBA. They were related to "No objection in increase in super area"
what is FAR? thanks, Ajay
13th February 2014

Is there anyone who has not yet paid Excavation demand to Ajnara
I havent received excavation demand yet. my tower is H. Ajnara mentioned that it will come around April beginning. Ajay
8th March 2014

guys should we be worried about the 'no loan approved yet by the banks yet?' @ Ashish, what did the ICICI guy say when you confronted him? Is there anything behind him going back on his words? BTW I also got a demand letter which gives the outstanding amount as difference between my initial deposit and 40% payment (10% 1st and 30% 2nd payment for flexi plan)
I just spoke with Dimple stating HDFC hasnt approved loan yet so how do i proceed with her payment ask if I want to take loan from HDFC. she mentioned that I can make the 15% payment and rest late when HDFC approves the loan. So I wont make the full payment as of now. Anybody doing same with Ajnara? Also she gave me Vineetadvocate@ajnara.com contact to check on the sanction number from Noida authority ( that Ashish asked to find out). Vineet is the legal contact at Ajnara.
7th February 2014

pl. plan on sat 3rd Aug13 to discuss the matter with Ajnara. letus decide how many are interested to join the meeting. rajnish
I am not in India. so couldn't come. Did a meeting happen and how many people came in?
10th August 2013

did anyone has any latest updates about Ambrosia ?
Hi Sachin, did the builder give you any interest on top of the amount you paid?
5th July 2013

I haven't received the 4th demand for tower H (unit 506). @ Arunda, what did Axis, HDFC say for tower H loan non - disbursal? which approval is missing? that is something we should follow up with Ajnara on why is it missing for tower H?
Thanks Arunda. I hope there is no problem with tower H. I am tired of all the concerns related to this project. It just doesnt stop. If you get to know any new info from banks on tower H, please do post here.
14th May 2014

Dear All, 1) ICICI Bank has approved the Project. 2) Today I received my BBA and 15th Feb 2014 is due date for next installment. I spoke to Dimple. She mentioned that those who have applied with HDFC bank. They need to pay 5% before 15th Feb 2014 and they also need to show Login ID creation date in HDFC loan system if HDFC does not approve the project till 15th Feb. So that Ajnara could consider that delay is from Ajnara side NOT from buyer side. Those who want to apply Loan with ICICI, they can apply and sanction will be done in another 3 days. Bank has approved the projects. Even disbursement will be done before 15th Feb 2013. So guys, I am going to apply with ICICI bank and going to provide my all papers to it. Once loan is sanctioned, builder will provide BBA, TPA and PTM directly to bank or to you to handover it to bank. Those whose loan has been sanctioned, can ask for TPA and PTM from Dimple. Guys, so there is no meaning of waiting on anything now.
Thanks Ashish. Once you mentioned you know some insider in ICICI. So I am guessing you might have some more details. Can I take ICICI loan approval to mean that Ajnara's all legal approvals must be in place already? I asked the HDFC sales guy to get me in touch with their legal dept so that I can inquire about the sanction number but i was told bank legal dept are not customer facing.
7th February 2014

right, we should fixed a meeting with Ajnara. i am
currently I am not in India, So cant attend. For those there, it seems we dont have enough people in the loop -just 2 , 3 people. NOt that 2 or 3 people cant go but we should try to get more involvement. Rajnish, NImit, David, Pramod seems like you are one of the few interested in meeting. Would you want to coordinate the meeting ? I can dial in at the time of the meeting as well. we can also write an email to Ajnara with everyone's name to request a meeting to show our intent. what do you guys say?
11th July 2013

I sent a mail to DImple that Whether this project has been approved by Noida Authority and she replied that "its in under process we will get it soon."
when did she reply stating above? Is it recent? thanks, ajay
15th January 2014

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