The builder says that they will construct penthouse on the top floor which is not approved. The builder has told that all the flats in the apartment will be B Khata even though the site is A Khata. As far as I know, the occupancy certificate is for the full building and not for individual flat. So, if there is deviation upon completion of the project, the flats in that building will be B Khata and thus none of the flats in that building will get Occupancy certificate unless it is converted to A Khata. Since none of the nationalized banks will give loan for a flat which doesn't have OC/A Khata, you may find it difficult to do resale of such flats. The builder says that they will construct penthouse on the top floor which is not approved. The builder has told that all the flats in the apartment will be B Khata even though the site is A Khata. As far as I know, the occupancy certificate is for the full building and not for individual flat. So, if there is deviation upon completion of the project, the flats in that building will be B Khata and thus none of the flats in that building will get Occupancy certificate unless it is converted to A Khata. Since none of the nationalized banks will give loan for a flat which doesn't have OC/A Khata, you may find it difficult to do resale of such flats.

Also, even if the project gets approved by SBI I am doubtful regarding the above said documents. The builder might present SBI with the plan that is sanctioned by the BBMP which doesn't indicate anything about the deviation (ie Penthouse). Even if the SBI officials actually visit the construction site now for verification, they will be unaware of the penthouse construction that the builder will be doing in future. In that case the project will get SBI approval and we will get loan. But on completion of the project, we may not get the OC due to the deviation.Also, even if the project gets approved by SBI I am doubtful regarding the above said documents. The builder might present SBI with the plan that is sanctioned by the BBMP which doesn't indicate anything about the deviation (ie Penthouse). Even if the SBI officials actually visit the construction site now for verification, they will be unaware of the penthouse construction that the builder will be doing in future. In that case the project will get SBI approval and we will get loan. But on completion of the project, we may not get the OC due to the deviation.

I am also interested in this project. Has anybody got more info about the builder and this particular project? Does it have BBMP/BDA approvals? Any idea when it was launched? I am very much concerned about the legal side and the prompt completion of the project. Remarks from anyone who have already booked a flat in United Daffodils would be appreciated.I am also interested in this project. Has anybody got more info about the builder and this particular project? Does it have BBMP/BDA approvals? Any idea when it was launched? I am very much concerned about the legal side and the prompt completion of the project. Remarks from anyone who have already booked a flat in United Daffodils would be appreciated.