Today I spoke to Dimple and told her that I shall be making 5% payment once the project becomes bankable. She is agreeing with the proposal. I think this should be fine for everyone.Today I spoke to Dimple and told her that I shall be making 5% payment once the project becomes bankable. She is agreeing with the proposal. I think this should be fine for everyone.
Dear all,
I totally agree with Praveen that Ajnara has changed the cost sheet suiting to its advantage. As per the plan in shared with us in April'2012, the lease rent was to be paid the end of the project. Since Ajnara is losing money on account of this provision (Ajnara want to extract maximum money for their cash flows) they have added in it in the basic cost. Secondly as rightly pointed by Praveen that in the initial price list it was clearly mentioned that first transfer shall be free after 40% payment. We must insist on this condition and get incorporated in our BBA's. Otherwise they charge us in the name of administrative charges if any of us want to sell our flat after 40% payment. In the new price list ajnara has added floor PLC in the basic cost only. Like for tenth floor flat the price is Rs.4450 per sqft and increasing at the rate of Rs.10/- going downwards. For ninth it is 4460/- and eight it is 4470/- implying that floor PLC is added in the the basic cost.Dear all,
I totally agree with Praveen that Ajnara has changed the cost sheet suiting to its advantage. As per the plan in shared with us in April'2012, the lease rent was to be paid the end of the project. Since Ajnara is losing money on account of this provision (Ajnara want to extract maximum money for their cash flows) they have added in it in the basic cost. Secondly as rightly pointed by Praveen that in the initial price list it was clearly mentioned that first transfer shall be free after 40% payment. We must insist on this condition and get incorporated in our BBA's. Otherwise they charge us in the name of administrative charges if any of us want to sell our flat after 40% payment. In the new price list ajnara has added floor PLC in the basic cost only. Like for tenth floor flat the price is Rs.4450 per sqft and increasing at the rate of Rs.10/- going downwards. For ninth it is 4460/- and eight it is 4470/- implying that floor PLC is added in the the basic cost.
Conttd.
In our case they have kept Floor PLC outside but taking payment from us as basic cost. We are losing on both the counts- paying 12.36% service tax and pay it in the same instalments as basic cost.Had they added Floor PLC as in the new price list in the basic cost only we could have saved 9% service tax on the Floor PLC only.If we do not fight unitedly for the above 3 points we may lose lacs.
Lastly I talked to dimple yesterday evening and there is a good news. Ajnara management is considering signing of BBA with us without paying 5% more.But they shall be putting a condition they we have get our loans sanctioned from the banks by 10th Feb and deposit sanction copy of loans to Ajnara. Once the project is approved by the banks, they will take the next instalment like 30% for flexi plan.good for both.Conttd.
In our case they have kept Floor PLC outside but taking payment from us as basic cost. We are losing on both the counts- paying 12.36% service tax and pay it in the same instalments as basic cost.Had they added Floor PLC as in the new price list in the basic cost only we could have saved 9% service tax on the Floor PLC only.If we do not fight unitedly for the above 3 points we may lose lacs.
Lastly I talked to dimple yesterday evening and there is a good news. Ajnara management is considering signing of BBA with us without paying 5% more.But they shall be putting a condition they we have get our loans sanctioned from the banks by 10th Feb and deposit sanction copy of loans to Ajnara. Once the project is approved by the banks, they will take the next instalment like 30% for flexi plan.good for both.
Guys why ajnara is adding lease rent in the installments to be paid.It is additional cost and should be charged to us at the end of the project.Guys why ajnara is adding lease rent in the installments to be paid.It is additional cost and should be charged to us at the end of the project.
I have got my loan approved from ICICI bank. The processing fees is zero in case of ICICI Bank also. They are charging Rs.562/- in some head.
If are not able to pay balance 25% before 15th feb in case of flexi plan out of 40%, will it attract any penal interest. I think we should ask for more time at least a month from the date project is approved by bank for loan purpose,from ajnara. The condition of one month time was there in our payment plan at the time of booking in 2012.I have got my loan approved from ICICI bank. The processing fees is zero in case of ICICI Bank also. They are charging Rs.562/- in some head.
If are not able to pay balance 25% before 15th feb in case of flexi plan out of 40%, will it attract any penal interest. I think we should ask for more time at least a month from the date project is approved by bank for loan purpose,from ajnara. The condition of one month time was there in our payment plan at the time of booking in 2012.
I got for tower G from ICICI Bank.I got for tower G from ICICI Bank.
But the service tax component is on the lease amount to be paid and not on the whole cost of the project and ajnara should leave a choice to the flat applicants whether they want lease rent in BSP or pay it at the time of possession. The lease rent is basically the registry cost. Hence it should be paid the end of the project.But the service tax component is on the lease amount to be paid and not on the whole cost of the project and ajnara should leave a choice to the flat applicants whether they want lease rent in BSP or pay it at the time of possession. The lease rent is basically the registry cost. Hence it should be paid the end of the project.
Dear all,
I discussed today the issue of lease rent, service tax on PLC and free transfer after 40% payment with Dimple and then Lalit .On the two issues of lease rent & service tax on PLC, he did not agree. But on the issue of free transfer after 40% payment, he agreed to consider the same. So. I request you all to also raise the issue with Ajnara otherwise they will also change this condition as per the new price list i.e.free transfer after 50% payment with administrative charges.Dear all,
I discussed today the issue of lease rent, service tax on PLC and free transfer after 40% payment with Dimple and then Lalit .On the two issues of lease rent & service tax on PLC, he did not agree. But on the issue of free transfer after 40% payment, he agreed to consider the same. So. I request you all to also raise the issue with Ajnara otherwise they will also change this condition as per the new price list i.e.free transfer after 50% payment with administrative charges.
Dear All,
As per the mail from Ashish, I checked the site www.ajnara-ambrosia.co and was surprised to find out it has FOC car parking, club membership and lease rent .but the other site www.ajnaraambrosia.co.in has different price list. So it is confusion at its peak.I discussed about the price of new bookings from my agent and he informed me that the price list of the first site www.ajnara-ambrosia.co is correct.
Secondly everybody is requested to get more participative on this platform like loan offers from banks and their experience with ajnara so that everybody gains.Dear All,
As per the mail from Ashish, I checked the site www.ajnara-ambrosia.co and was surprised to find out it has FOC car parking, club membership and lease rent .but the other site www.ajnaraambrosia.co.in has different price list. So it is confusion at its peak.I discussed about the price of new bookings from my agent and he informed me that the price list of the first site www.ajnara-ambrosia.co is correct.
Secondly everybody is requested to get more participative on this platform like loan offers from banks and their experience with ajnara so that everybody gains.
I agree with Mohit. We have to be ready with funds for 5% payment.If we delay the payment what ajnara can do initially is levy a penal interest of say 20% which will hurt us.
I had also seen in HT 4th Jan , grand advt of Ajnara Ambrosia.
Those who are sceptical of builder's intentions can make 5% payment by cheque and parallely execute BBA.Since BBA preparation takes one day, we can ask our bank to stop check payment if BBA is not signed by the builder.
Can anybody share the procedure of taking bank loan for the flat, documents required, name of banks to be tied up for this project ,I agree with Mohit. We have to be ready with funds for 5% payment.If we delay the payment what ajnara can do initially is levy a penal interest of say 20% which will hurt us.
I had also seen in HT 4th Jan , grand advt of Ajnara Ambrosia.
Those who are sceptical of builder's intentions can make 5% payment by cheque and parallely execute BBA.Since BBA preparation takes one day, we can ask our bank to stop check payment if BBA is not signed by the builder.
Can anybody share the procedure of taking bank loan for the flat, documents required, name of banks to be tied up for this project ,
I also got the same mail from Dimple. Secondly I talked to Ashish from ICICI bank and he said that AJNARA ambrosia file is in approval stage & we can apply for bank loan in the meanwhile.I also got the same mail from Dimple. Secondly I talked to Ashish from ICICI bank and he said that AJNARA ambrosia file is in approval stage & we can apply for bank loan in the meanwhile.
I also called Neha today and got the same reply as Ashish Garg.I then called Dimple and she informed the same things.We have to pay 5% more before the BBA is executed and then the bank loan can be availed.Guys it seems the project is on track after long wait.I also called Neha today and got the same reply as Ashish Garg.I then called Dimple and she informed the same things.We have to pay 5% more before the BBA is executed and then the bank loan can be availed.Guys it seems the project is on track after long wait.
As per the initial cost sheet given by Ajnara, the lease rent was to be paid as other charges along with IFMS,1 KVA Power backup , EEC and Dual meter connection charges. Secondly Nimit,since in NOIDA, these are lease hold plots and not freehold, hence the builder shall sign a lease dead for ninety nine years with the allotees for which this lease rent is to be paid. If you register this lease deed in the registrar office it becomes a registry. I had protested for payment of lease rent as basic cost to Dimple and written her an E-mail. Then I spoke to one Mr.Sudhir in Finance Deptt. of Ajnara.They are not ready to take it out of basic cost on the plea that it is being done for all other flat allotees and they can not have a customised separate payment plan for me.If we all protest it can be changed to a payment at the end of project.As per the initial cost sheet given by Ajnara, the lease rent was to be paid as other charges along with IFMS,1 KVA Power backup , EEC and Dual meter connection charges. Secondly Nimit,since in NOIDA, these are lease hold plots and not freehold, hence the builder shall sign a lease dead for ninety nine years with the allotees for which this lease rent is to be paid. If you register this lease deed in the registrar office it becomes a registry. I had protested for payment of lease rent as basic cost to Dimple and written her an E-mail. Then I spoke to one Mr.Sudhir in Finance Deptt. of Ajnara.They are not ready to take it out of basic cost on the plea that it is being done for all other flat allotees and they can not have a customised separate payment plan for me.If we all protest it can be changed to a payment at the end of project.
Dear Ajay, this ST differential component of 9.30% shall be on the amount of lease rent only say for a 1255 sqft flat, it will be Rs.14590/- which shall be paid at the end of the project may be 4 to 5 years from now.But if lease rent is included in the BSP, builder shall take 80,000 payment in two months for lease rent.(flexi plan).The interest component on our payment in BSP shall be 40000 in five years. So we will suffer badly. Secondly Ajnara is misleading us on the ST on lease rent. It is not 12.36%.Either it is zero or 3.06% wether we pay it now or at the end of the project as pointed out by one of our member in his mail. Ajanara wants to extract maximum money from us initially.
Secondly Ajay, PLC is also included in the BSP. It is not outside it. I had telephonic discussion with Aashish Garg . He is also of the opinion that lease rent should be out of BSP.Dear Ajay, this ST differential component of 9.30% shall be on the amount of lease rent only say for a 1255 sqft flat, it will be Rs.14590/- which shall be paid at the end of the project may be 4 to 5 years from now.But if lease rent is included in the BSP, builder shall take 80,000 payment in two months for lease rent.(flexi plan).The interest component on our payment in BSP shall be 40000 in five years. So we will suffer badly. Secondly Ajnara is misleading us on the ST on lease rent. It is not 12.36%.Either it is zero or 3.06% wether we pay it now or at the end of the project as pointed out by one of our member in his mail. Ajanara wants to extract maximum money from us initially.
Secondly Ajay, PLC is also included in the BSP. It is not outside it. I had telephonic discussion with Aashish Garg . He is also of the opinion that lease rent should be out of BSP.
Dear Manish, can I get the bank official's no. for contacting for the loan.Dear Manish, can I get the bank official's no. for contacting for the loan.
In the new price list that Ajnara has uploaded on its site ajnaraambrosia.co.in ; the price for construction linked plan is Rs.4450 per sq. ft for tenth floor flat.It includes the floor PLC.The other charges are written as applicable like EEC , FFC, Club membership, covered car parking and lease rent.The other charges like IFMS @25 per sqft, Dual meter charges @ 25000; 1kva power back up@20000 and location PLC for park facing is Rs.100 and for corner flat is Rs.50 per sqft.
For Flexi plan there is discount of 5% on basic proce i.e.Rs.4450/- I think these are good rates and do not include free covered car parking and club membership.In the new price list that Ajnara has uploaded on its site ajnaraambrosia.co.in ; the price for construction linked plan is Rs.4450 per sq. ft for tenth floor flat.It includes the floor PLC.The other charges are written as applicable like EEC , FFC, Club membership, covered car parking and lease rent.The other charges like IFMS @25 per sqft, Dual meter charges @ 25000; 1kva power back up@20000 and location PLC for park facing is Rs.100 and for corner flat is Rs.50 per sqft.
For Flexi plan there is discount of 5% on basic proce i.e.Rs.4450/- I think these are good rates and do not include free covered car parking and club membership.
I talked to Mr.Lalit yesterday. As usual he assured me that he shall start the agreement process in two weeks and the land issues between farmers and NOIDA authority stand resolved. The project shall soon start. But the best thing would be that those guys residing in Noida meet Ajnara people and give joint written representation.I talked to Mr.Lalit yesterday. As usual he assured me that he shall start the agreement process in two weeks and the land issues between farmers and NOIDA authority stand resolved. The project shall soon start. But the best thing would be that those guys residing in Noida meet Ajnara people and give joint written representation.
I also have booked in ambrosia. I spoke to Lalit a week back. He assured that project shall relaunched from Sep end. But when I cross-checked with my broker, I came to know that still there are still some issues to be resolved in the project.
The best thing for all of us would be to share our contact no. and jointly take up the matter with Ajnara management.
Atul PandeyI also have booked in ambrosia. I spoke to Lalit a week back. He assured that project shall relaunched from Sep end. But when I cross-checked with my broker, I came to know that still there are still some issues to be resolved in the project.
The best thing for all of us would be to share our contact no. and jointly take up the matter with Ajnara management.
Atul Pandey
My contact no. mentioned at 16th no. in the above list is 9418002482.My contact no. mentioned at 16th no. in the above list is 9418002482.
